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Trying to fix my credit

19 years 4 months ago
I am currently stationed in Bahrain and trying to fix my credit please help. My email is Email deleted as per forum rules-Mike

 

2 Issues: Palisades and a DC on CR

19 years 4 months ago
Issue #1: I have an account from AT&T Wireless on my CR with the CA being Palisades. (I know there are tons of complaints against them, I just want to make sure I've got my ducks in a row.) First and foremost, the CR says "Date Opened" is 10/2004. In actuality, this is an account that I have not paid on since late 2000 (because the debt is not accurate, I do not owe them as much as they claim). Is it legal for them to report it was opened in 10/04? Is this considered re-aging?

 

SOLs for each state

19 years 4 months ago
There's always quite a lot of mentioning of the Statutes of Limitations. Here's the list, find your state. "Open Accounts" are such as credit cards.

 

Debt Purchasers Exposed II

19 years 4 months ago
This is collected from a junk debt buyers' forum. Notice how "collector 1" (sorry, I don't think I can port the URL here) is not beyond comitting extortion to turn his $20 into $600. It would be interesting to see this person's "rap sheet" (ie, criminal record). Quote:
Tuesday 04/18/06 11:03 PM (NEW!) We are having a terrible month and am looking for any words of wisdom to close out strong. We have run Coll Adv, Accurint, Insight and NSTN batching and we are not doing what we should be.

 

Any mods still around?

19 years 4 months ago
I'm sure it's self-explanatory. :)

 

credit cards

19 years 4 months ago
will my name be clear after 7 years of bad credit please answer thanks

 

T&C

19 years 4 months ago
What is T&C? Someone recommended it for consolidating secured and unsecured debt.

 

My PDL update

19 years 4 months ago
Hi all, I just want to say I finally feel like I am on the road to financial "wellness". I know I have only been with T&C for about 3 wks and I just paid them my first official payment but I have pretty much stopped getting nasty calls. When I talked with T&C this morning it looks like all my lenders, except 1, are willing to work with them. T&C will send me copies of the signed proposals at my request that way I can keep record of everything. I know I still have probably a month before I am caught up on everything I got behind in because of the PDL's but it's so much further than I was.

 

Collectors Ask FCC to let them call cell phones

19 years 4 months ago
Remember the rumour about how telemarketers would soon start calling your cell phone? Now the collection industry is asking the FCC to close the loophole that disallowed that. Collectors and telemarketers alike would be eating up your cell phone minutes. Personally I don't see how it would be legal, because you'd be paying for the call, just as if it were reversed charges, or collect.

 

Has anyone heard of or dealt with Carlton Financial Group

19 years 4 months ago
I have been trying to find a company that would offer a loan even though my credit is bad. I have been trying to consolidate so turned to the internet (that is how I found this great forum). Carlton Financial Group out of Baltimore, MD contacted me today and offered a loan for $6,000 (that is there minimum according to there website, carltonfinancialgroup.net). They are supposed to email me a contract this evening (I had to email my latest paycheck stub, driver's license, and social security).