Found this website CollectionIndustry.com, and it has forums, one of which you can post questions to collectors (i.e. questions about policies and procedures,etc)Might be something interesting to try, see what kind of responses we get.

My story is that last summer i took out some pay day loans.I've received a call from some companies a few have been really nasty with me like taylor,james and associates. I want to set up small payment arrangements because my paychecks are like 300 dollars every two weeks. How can I find out who I've taken loans from. I was considering calling T&C Consolidation but can someone give me some advice on how to find all the loans I took out last summer and the best way to clear it up reasonably. Any help you have will be great!

Someone named Fred Hanna called my father-in-law for either myself or my husband, he did not ask for either of us specifically I guess. He called from 800-450-6575. When my father-in-law called and gave us the message, we called the number but they were closed. Has anyone heard of these guys, or dealt with them. I looked them up and found some info on Budhibbs.com, and it says they usually work for LVNV/Resurgent. Anyways, just curious what I am facing. Not sure why they didn't just call us.

Hi All, Mikey has completed 1000 posts in debt consolidation Care forum and has become eligible for Hall of Fame. So we are starting a poll for Mikey as we do before offering membership to Hall of Fame. All the community members are requested to post their comment on how much helpful he has been to them and also vote for him. Once 10 'yes' votes are posted with 10 positive reviews, Mikey will join Shirley in DebtCC Hall of Fame. Wish you all the best Mikey :D Regards, Vikas

I got this today in the mail... [quote] Dear Jessica D: You won't want to miss this settlement oppurtunity offered to you by midland credit management, Inc.

We wanna buy house, so how do we remove mortgage and other bills owned by ex-husband[ stated in divorce settlement] from my credit?? help pleez!! :cry:

need phone # so Ican beg for credit repair.

I was wondering if someone can help me with the # for T + C. I'm in the Payday loan trap (4 of them -storefront). I.m in Ohio. Does anyone know if T + C can help?

there was a man who called my cell phone from this company. it was about a car loan from over 5 years ago. the car blew up and had to be towed. they scrapped the car and now 3 years later want me tp pay for it. when i tried to make payment arrangements of $25 a month (that being all i can afford because i am a single mom) he called me a "stupid immature bimbo bitch"!!! i was appalled...i tried to get a hold of this mans supervisor, and no one would tell me anythong. i am talking to a lawyer, and will go after you people.

Ok back in December I had a vehicle repossesed and now I owe them $6000 dollars and I just lost my job in the military and I did a voluntary repo on the vehicle I currently have. My total is close to $16,000. What should I do? I am to young to be messing up like this and now I am in a bind and have no one to turn to. I need help....