My wife was contacted by Asset Acceptance this morning (via a phonecall they placed to a long-outdated phone number at her parents' home) and told that she owed more than $600. from a credit card account that we're pretty sure she never had but that they say she closed in 1999. When she spoke with the representative and told him that she wouldn't be able to make a payment right away, he said: "Well, how much money do you have?


