I received my credit report from Equifax a few days ago and I was looking at the inquiries and it is showing we have 26 of them. They are from collection agencies and our mortgage lender is viewing our report every month. Can I dispute these inquiries where there was no permission givin to pull the reports? There are inquiries on there that I have never heard of. We shouldn't have many inquiries on the report because we haven't been applying for credit.

Did I see someone put on here that ameriloan & Rio Resources are the same payday loan co? By the way whoever found out about T&C is a miracle worker. That place is great. My stomach no longer hurts.

I was wondering if Judgments are reported on your credit report. Thank you!

Has anyone heard of or had any dealings with a collection agency called First National Collection Bureau, they are in NV. They are contacting me about an old debt that I believe is out of sol. How should I deal with this?

Pay Day companies out there? I'm glad i've found this place because I too would have had a horror story about these people. Was contemplating getting a loan some time last yr, and saw their flyers in my mailbox so i was this close to calling them, but luckily I was able to catch up on my bills. BUT, now i'm needing a loan, and I wanted to know if there is at least "one" good payday company out there that i can try? Thank you.

Well I got a new credit report in the mail from equifax the other day. They finally changed my name (it was under my brothers name) and they sent the report and all this informaiton with it regarding fraud, etc. It has some new companies reporting on it that were not there before. One company Adelphia cable has reported that I owe them for two accounts. One is about $800 and the other is about $900. The dates don't seem correct either because at the time I wasn't living in Florida.

Can I make fixed payments without amounts increasing each month?

Can I make a fixed payment and clear my balance $50,000 within 5 years?

My credit is good, but the interest rates I am currently paying are incredibly high. I have been in contact with a company which makes bulk offers to creditors to liquidate the unsecured debt of their clients. They charge a commission for this service, but my total debt would be reduced by 50% (which includes their commission). This debt is then paid in installments at 0% interest. The problem is, they can only accept me in the program if I am in default (which I am not). In this case, I would actually have to deliberately default on my debts.

A summons was sent to my mom address that i was to appear in court. Discover card is suing me for 2500. I show up today and agree with the judge that I would sit with collection attorney and discuss our options. I told him I only got word of the summons by mom, and why wasn't it send to my physical address.