Today I got a letter in the mail from apple fast cash personal loans. Of all my payday people they were the ones I was the most worried about, since they seemed very aggressive in the beginning, some guy named Alonzo calling several times a day..I was terrified he would call my work. Anyway, I sent them a letter saying I would send regular payments and please don't call me plus a money order for $50. It worked! They sent me a nice letter and an itemized statement. The best part is, they are not adding any more interest.