When I posted earlier about my debt with LVNV(Sears),I may not have made myself clear. We opened this account in 1982 and made purchases. We have not made purchases for at least 15 years, but because of making minimum payments(lesson learned) and horrible fees and finance charges, we have been making payments all these years. And yes, we were late and skipped payments(another lesson learned) but have been paying all these years. The last payment to Sears was 12-05, LVNV bought it late Jan. 06.,and are threatening wage garnishment when they get a judgement. Hope this clears this up.

Hello All, you all have been very helpful in the past so I am polling for more assistance. I have already contact T & C and will be working with them - I have several walk in payday loan companies that I have been working with - I have been paying them with no problem but feel that I am losing most of my paycheck because of the fees - I have included them in the consolidation, however they have a paper check that I have to leave with them to "rewrite" for another loan, so they have the authority to take the check in and cash it (or get a cashier's check) - how do I handle them.... :?

my wages are being attached, now another creditor has also started wage attachment, can 2 creditors attach your wages at the same time in ohio? thanks. john

When my husband and I was first married we thought we had it all. A house was given to us by my husbands dad. The house was free and clear and all we had was the usual monthly bills. Then on may 28, 1994 our first daughter was born and only given 20 minute sto live and the doctors flew her to Peoria because they had an excellent neonatal unit there.

So it's been a while for me, I though everything was fine and dandy and that these people wouldn't be bothering me anymore. But low and behold, I received a phone call from a Mr. Frank Miller again, telling me that my file was being downloaded and that they would be here in 15 minutes to get me! I know they aren't a legit company, but it still scares :? a person to hear this.

I know that I scared everyone with my original post but I didn't know where else to turn. I really needed to vent. I just feel so overwhelmed with my debt. I don't see a light at the end of the tunnel yet. And it doesn't help when you are being harrassed by a CA on a daily basis. I feel helpless and powerless against this CA because the debt that they are trying to collect from me is actually a loan my dad took out for me in 2004 from Patelco CU.

I received a call from this number 813-769-1215 on my caller ID yesterday and tried to call the number back. When I call that number it will only ring 2 times and stop and does not give you the opportunity to leave a msg or anything nor it does not identify as being a company. I tried to do an online reverse search on this number and have had no success. Any information that can be provided with this number is greatly appreciated. :?:

Hey it's me pain in the butt. LOL The list that these Lawyers List as Bad debt collectors... Well I just opened mail up and I have just received 3 Names on that List today Gerald Moore & Associates,pc ..National Action Financial Services, Inc...Arrow Financial Services. Funny huh. Right before bank day.

Hello. I am in a fix with Antilles Venture's payday loan, and I need an e-mail address to contact them. Does anyone have that information?[color=indigo][/color]

Its been a tough month. Last month I had written about my troubles with SonicPayday in the other thread. Well, I did pay them. Sent in a Western Union and they closed the case. In so doing it has been a very hard month and I have been very tempted lately to get a payday loan to see me through. Tempted but still holding strong. All I have to do is make it to March 15 when I will get a garn-free check ( from a seperate case ) plus an extra year end bonus. So on March 15 I will get more than enough to get everything caught up and start living life again. Everything is down to the wire.