Okay---we were just talking about this the other day and now I can't find the thread anywheres! I need some more information about it being a violation for debtors/collection agencies to validate the debt to credit bureaus but not to me when I request. I think it was Bryan that was talking to me about this?? I am writing credit bureaus again and I need the 'legal' term this would be called---or how I should refer to it to the bureaus. hope this makes sense. thanks much, shirley

Hi forum friends! The moment we've all been waiting for has arrived! Not only did I just interview well with TruGreen-ChemLawn and am about to be hired, but my current place of employment Protocol Recovery Services, is closing it's Pensacola office. It will be official on March 24th. The company is offering transitional help, such as letters of recommendation, resume help, unemployment coverage, and higher incentives for those who want to stay with the company but commute to either Atlanta or Panama City, there will be no Great Depression for those of us at the office.

THIS PLACE IS A DEFINITE CON!!! I applied for a payday loan online for my mother. A few days later, she was called at her job by a salesman. His fast-talk sales pitch included a $7500 line of credit and cash advances of up to $500. He had all of her information (bank account number, social security number, contact info, date of birth, etc. ) so she assumed they were partnered with a company she had used in the past.

I recently had a credit check done and found midland credit management on it..however they have never contacted me about a debt (the same thing is on there 4 times all the same amount and thre same company) i have been researching and i can't find a number for them is there any way you can help? Thank you Larissa

I have a huge credit report, I have multiple cc accounts that are 10-15 years old from stores closed down or stores I don't even know where to find. My question is two-fold: 1. Do all these little 0 balance accounts hurt my report? 2. How do I get them deleted from my report?

Help! I have been diligently and painfully paying off my credit cards. I have been really good about not using them. After the Hurricanes I needed a new roof and chose AMEX to pay it, I knew I had at least 10K available. I only needed 4K. When the charge was denied I called and they said they lowered my limit to $500 above what I currently owed and that they would send me a letter informing me of this decision.

If you live in Washington state and have dealt with questionable (or worse) payday loan practices please post. If you can list the company and if it is an internet payday loan the website if possible. If it is a store front list the name and location. I am doing this inorder to see if I can convince a local attorney to spearhead a class action suit to once and for all stop the crap. Also if you have dealt with a collection agency collecting a payday loan please list the CA next to the payday lender. Lets go get em

Those who are looking for student loan to continue higher education, here is a checklist that you should go through before taking the final decision:

• Calculate all your funds and sources of income. Consider grants, loans, part time jobs and shares from your parents as well.
• Now this amount should not be less than the estimated expenses.

HI all, As some of you may already know or already be affected by it, many credit card issuers, including Bank of America, MBNA, Citigroup, and Discover card will soon be raising their minimum monthly payments from around 2% to 4%. I wonder how many of you will be negatively affected by this change? I know that many people can barely pay their minimum payments as it is. I think that this policy will help a lot of people get out of debt by paying down their credit cards faster, but some people will not be able to keep their head above water.

A 6 month CD renewed automatically was sent without due notice to abandoned property.The bank argues that they sent a notice via registered mail TO A P.O. BOX that before belonged to the original bank. Because of this I have lost interest for more than three years , I`m going to lose more by the process to rescue my money and for a lot of expenses in phone calls, faxes and register mail.The bank says they lost my original contract and try to make me sign a new one in order to not kidnap my checking account. I do not live and never have lived in the US. Do I have a case?.