Hi After my divorce I have been dealing with rejections for credit since 2002. I have decided to pay some off in full and others as settlements. I recently paid a settlement for less than what is owed in Dec. thru a collection company called NCO financial. I also made a payment plan for a settlement on another credit card which will be finally paid by the end of this month. When I asked them to send me a settlement agreement first they said, "dont worry about it we do this all the time." Should I be concerned that they are not going to report to the 3 credit bureaus as a charge off paid?

this showed up on my atm account (Cic*credit Monitoring) I do not remember ever ordering this. So then I try to log on with my add, and it will not let me. Can you please tell me what it going on. Can you investagate this and finf out from where the add. came from that ordered this. I would like it off my bill and credited for it. Email deleted as per forum rules-Vikas

My girl friend has gotten in over her head on Chase credit cards. She is currently enrolled in Chases progroam to pay these cards off in five years and is makeing her payments on time. The problem is Chase call seveal times a week. Is this harasment, she has not been late since enrolling in this program. Incidently she was 83 years young on Jan 8. 2006 and I am 79, soon to be 80 myself.

can I consolidate payday loans?

How long is your credit ruined if you file bankruptcy? Does it ever come off your credit report?

why is it that collectors get so ignorant with you over the phone? like they never had trouble of some type before like we want to be in debt

Hello John gave me a number for Premier, but it is a fax #. Does anyone have the # where I could talk to a human?

I got the letter for collecting a debt which's 8 years ago.What should I do? :cry:

Hi Folks, We are in the mood to celebrate our dear forum friends Debbie's as well as Shirley's birthday on coming Monday, 16 Jan, 2006. Well, you both share your birthdays along with Martin Luther King. Let us cherish this moment for a long time. :D Regards Roxette

My story starts when I was in college. I am the only son of my parents. They dreamt a lot about me and planned so many things for my future. They managed some savings even so that I can carry on with higher studies. They wanted me to study in any nearby college with the intention that I would be living at home. It would be cost savings too. But I started to feel the call of outer world at that time. I was so much hungry for independence and I applied some institutions of other states. I had a good academic background, so I was selected easily.