GC services contacted me about 2 months ago stating that I defaulted on a student loan 25 years ago. After arguing with them and the board of education I have no proof that I paid the loan since I have no records anymore. I even called the Department of banking in my state to try to find microfilms from 25 years ago but through all the bank mergers nothing exists anymore. I can't even go the school since the school no longer exists. I paid that loan off 20 years ago but can't proove it. Does anyone have any advice they can give me.

I was working with a creditor on a medical bill and it was going through insurance but got kicked back twice and eventually went to collections, but I was working with the creditor on a reduced payment plan. I eventually paid the creditor the whole amount and 8 months later a derogatory mark shows up from the debt collector. Is this fair?

this collection agency calls me and says i owe them but they have not verified my debt in writing even though they say that they have sent notices, they are very threating on the phone. Today the woman said if i didnt make arrangements with her immediately that it will be sent to litigation. i dont even have an account number to respond with a letter. What do u suggest?

Friday, December 23, 2005 Cash Advance's loans in N.C. ruled illegal Bank commissioner orders payday lender to immediately cease its operations in the state Duplicate content of other website removed from this forum. Please read the TOS - Vikas Please read the complete article at This page

Over two years ago I rented a car for work. It was a small company so we did not have company credit cards. As we were pulling out of a parking space, a passenger noted that something seemed to be dragging underneath the car. We all got out and discovered that the front bumper was detached half way. Well, the car was unsafe to drive in that state so my co-worker removed the rest of the bumper and we drove back to the rental car agency, filled out the paper work, and got a new car. We attemped to reach them to see if they needed anything else from them and never heard from them.

Does anyone have any good advice about what to do if a credit card company will not work with you??? I have sent a letter(from the sample letters on this site) to my creditor and they replied that I'm not eligable for any type of reduction. They won't reduce the interest rate, the amount owed, the payment amount...nothing. They are unwilling to work with me. I have never been late with a payment and I have always paid more than the minimum payment. I'm not sure what to do at this point. Any help is appreciated.

December 23, 2005 Quick Payday to refund $2M Quick Payday Inc. has agreed to pay $2 million to 15,000 Coloradans for making illegal "payday" loans via the Internet. Duplicate Content of other website removed from this forum - Vikas [color=red]Read the complete article at this page[/color]

Okay, I agreed to pay Sonic in full last Friday and not for it to go through my debt consolidation company. I was out of the office for the past three days due to a death in my family. First, they sent the e-mail to my boss wanting to verify from employment/income. I don't have a problem with that but they also disclosed that I had an open/defaulted loan with them. They try to make it more difficult on you so you just give up. Secondly, I sent a do not call let two weeks ago, which I know they have received via certified mail.

I signed up for debt consolidation and a company called ATSL called me tonight. They seemed very nice and very helpful. I was just curious if anyone has ever dealt with them. Thanks.

how much do you guys charge to help me