HAs anyone ever heard of these people. A guy call Art calls me every morning at work and my supervisor even told him not to call. I just let the answering machine get it at home and he calls every minute for at least 6 times. I have told him to send me somehting in writing but he refuses.

I am unable to make a secure connection to the site due to the "security certificate being invalid" My computer is telling me that my info may be viewed by third parties while in transit, and may not go to the correct destination. I am still wary of entering my information. What is the best way to protect your personal info? How can i ensure a secure connection, so I feel safe? :?

I have a collection account with Palisades Collection Agency. Why don't they offer a settlement amount. Or a web site? Has anyone every dealt with them?

How long may a negative report remain on your credit file? email address removed as per forum rules - Vikas

My income level has dropped from 3400 dollars a month to 1000 per month, I own my home, but still have a mortage. I am looking for a job, but cannot pay all of my bills at this time. What can I do?

Hi. I was wondering if you do debt consolidation, if your accounts are still active? Can you still use your card? Thanks.

I am a third generation welfare child. I was born and raised in the projects to a single mother who already had two children. I recently took an economics class in college and I learned that welfare children don't have much of a chance. And we don't. I got kicked out of High School and had to go to Job Corps. Then I got pregnant. And became a single unwed mother. I lived in a shelter for pregnant teens and moved into the projects. I wound up with 3 children before I landed a job that actually got me off welfare. And I was only making 23,000.

I recently got the info. from superior debt services. Everythign sounds fine and dandy. But im curious to what everyone has to say about the program. If you could list some pros and cons to going throught with a program like this. Some ?s 1. Dont the companies care about losing that much money; when they could keep charging you interest and late fees? 2. What do the compaines get out of their services? 3. How do they knock off all the service fees and late fees? 4. Wont your credit score be ruined for a long time if you do a program like this? Thanks, Bill

Greetings to all. Going to try and keep this short, had bought a car back in 1986 with help of the bank, went through an ugly divorce in 1990 that wiped me out and then some, even ended up homeless and it took years to get back on my feet. Needless to say, couldn't make the car payment and defaulted on the approximately $1700 I had left to pay on it. Car had broke down in 1990, couldn't fix so I wouldn't be surprised if it is still sitting at the repair shop rusting away.

For the past 2 years I have been playing a very dangerious game that I can't seem to get out of. The get money quick, $500 in your account overnight, cash advance, quick payday loan game. It started out innocently enough with trying to pay an electic bill then blew up to become something that I am ashamed to say that I am now dependant upon. The first time I needed the money I quickly re-paid the loan and it was easy enough.