finally, I'm getting calls from someone I 'DON'T' owe. LOL!! sorry couldn't resist a little humor. I have two home phones. One I have had since the early 90s and thats the number I have passed out to debtors and such. Its also the same line I use for my internet connection and I keep the ringer off. I have an answering machine hooked up to it so I don't miss any calls even though its only debtors calling it and I never answer it anyways. BUT my second line is my main line. I've had the number for about two plus years now and its private. only friends and family have this number.

Could someone tell me who # this is 1-800-392-402 or 1-800-392-0429 thanks

This is my first time here....i dont know what too doo....ive feel far behind on my payments on my student loan. I signed a paper for a forborance or w/e it is. but im scared and i dont know what too do. i cant come up with the sum of money they want from me. Any suggestion?!?!?!?

I have major debt problems. Actually about $60,000.00 worth fo them. I have around $38,000.00 in private student loan debt. My payment for this is around $350 a month and will take 20 years to pay off. I also have around $7500 in government student loan debt. I owe nearly $12000 on my car, $7500 on credit cards, and owe $2700 on a personal loan. The major reason for all this debt was because i got layed off fromm my previous job. I decided to go back to school( a two year tech school). At the time i was living with my parents and soon after starting school my parents got our house repo'd.

7 years now, id like to re establish my credit, how can it still hurt my fico score? When i first filed it, they didnt talk about fico scores. they told me after 7 years i shouldn't have any problems getting loans. i have a new job, but id like to get cc. Any suggestions? Thanks

I just had some guy call me and say his name was Mike Tank. He said that my loan payment bounced at my bank and it's considered a bad check. He said I could take care of this with a credit or debit card. When I asked him he represents, he proceeded to tell me that I have a bad check I have to take care of. I told him that I wanted validation of the debt and who he was representing. Nothing. Then I told him that I am using BHR and he said he doesn't talk to credit counseling folks.

Has anyone ever heard of First (1st) Equity Investments?

Just a few questions. I am trying to clean up my credit right now and was wondering how long after I have paid something off that is stays on my credit report. Also, if a debt has been sold to a collection agency, can the original company that the debt was with still remain on my report? If no, how do I get that removed?

I just read Vikas's blog at http://www.debtconsolidationcare.com/blog/2005/11/28/openness-in-industry-is-asking-for-debate/ This is interesting, wilshire credit corporation wants to debate on forum postings (they also want vikas to delete few posts lol :shock: ).

I have about 4 payday loans out and I can not get a head can you help with with consulidating those?