Does anybody know if the apr of 1354.67% that Sonic Payday Loan Ltd gave me for a $600 loan for 2 weeks legal? :?:

I have been sued by my creditors. Can I file bankruptcy and avoid the civil lawsuit?

I've recieved messages from two of my friends that Certfied Recovery Systems has been contacting them about me. They claim that CRS said I gave their numbers as alternate contact numbers. This is NOT true. I gave the numbers as personal references on a samll loan, not as alternate contact numbers. As a result of these calls, there is some tension between my friends and I, and I am angry that this company is claiming I gave these numbers as alternate contact numbers. I've contacted CRS and told them not to contact my friends and family any more, but they are obviously refusing to listen.

Has anybody ever heard of Global Investment Group? They are a loan company out of Oregon. They called me about a loan app that I filled out but I haven't actually talked to anybody yet. I just want to make sure they are not another Primetime Lending.

Received a letter from United Legal corporation from out of florida...9000 Regency square blvd actually. Has anyone had any contact with them before? Rachel

Hi, I just became a new member and was trying to find the miracle management group board. Can you help me locate it? I think this is one awesome website and I can't thank you enough. What would we do without computers and you?

I received a call today from what I was told was a law firm but when I look it up on BBB it says it is a collection service. They told me that regardless of filing bankruptcy that they are going to file a lawsuit against me for breach of contract and that they would garnish my wages. Can this be done? This is for a payday loan. Thanks!

i am thinking of debt consolidation but i am wondering wether it will mess up my credit or not

Is it too late to get help if the collection agency has already taken me to court for garnishment?

Hi, I find myself in debt because of payday loans. I now have four. I thought I could get one to pay the other off and so on and so on. Now I find myself paying the interest each payday because I can't afford to pay them back. I do have poor credit and my score is 556. If I could get a loan to consolidate the four payday loans, then I only have to deal with paying one payment a month. What should I do?