OK, I guess i'm getting confused by this one. If a OC referrs an account to a CA, and you don't pay it, then they send it to another and another, and they all report it, once the accoount goes on to another agency do they then loose their "right" or authorization to collect it, basically loose their "ownership" of the account? At that point do they then have to remove any negative reports as they no longer are authorized to colect onthe account?