I never worried about my credit report; I always thought it is ok enough. So I always put it off aside. But my thought changed when tried to buy a new car! My finance agent offered me quotation which contains high interest rate to finance the car and also told me I had a bad credit. But I know that it's impossible. Then I checked my credit report, I found some point is really destructing my credit report. So please can anyone suggest me what I do now?

I put in the wrong phone number, but do not see where to edit it. phone number removed for your protection.

I have a paydayloan thru SMJ- is there a # i can call to talk to them please

debt consolidation does it include all debt such as homes, cars, medical and other bills including credit card bills?

The account I referred to earlier with Accounts Receivable, is now with 1st credit of america and boy are they rude. John Puckett called and told me to quit stalling and pay my debt and I asked what for and he stated that was none of my business.

Hello everyone... I've got a lot of credit card debt that I need to get into a consolidation plan. I'm talking to one company now, but I need to research others before settling on one. Who are the best, most trustworthy debt consolidation companies out there? How can I research this subject...are there other forums on the internet regarding this subject? Any advise you give is helpful. Thanks.

I am curious about payday loan companies that work or conduct business out of the US. How do they place information on your credit report if they are in a different country? Isn't your credit report different if you live overseas? Also, if we were under the impression that the company was in the US, but found out that they are really out of the US. Isn't that false representation and is a wash on the loan, since they misrepresented themselves to the person they conducted business with? Just some thoughts...Or maybe stupid questions...

Does anyone have an address and a contact number for Nationwide Payday Loans?

is it legal for a payday loan company not to accept outside payments? I am working with a debt management company and they said that every payment that they send to the creditor is returned to them. I don't get it. They want thier money back - they are getting it back. Slowly, yes, but why would they return a payment?

I just spoke with someone who works for a company that does debt WIPEOUT by suing the credit card companies for violations of truth in lending or something like that. Has anyone heard of such a thing? I know that class actions are being formed for that too. Any info??