I am only 19 years old I have a 1 year old daughter and Im in serious trouble. I have a car loan, I owe money to many different collection agencies for phone bills, electric bills and i am in the process of getting a class 4 felony for deceptive practices. The deceptive practice is not my fault,I was selling on EBAY and sold a car I recieved a cashiers check and deposited it in my bank they acepted it and even gave me 300 cash. 3 weeks later and 8 written checks later i recieved notice from my bank that the cashiers check was counterfeit and they closed my account.