I'm looking for a non-profit debt consolidation agency? What fees should I expect? One non-for profit doesn't make the first payment to my creditors until 30 days after I enroll and pay them a fee which is equal to the regular monthly payment to my creditors. Does that sound right? If I could afford to make two payments I wouldn't be in this situation. Any suggestions for agencies that don't have a high upfront fee? :?


