Hello everyone, I have actually been hanging around the board for a few days now. I thought I should take a moment to introduce myself. Right now, I have my financial house in pretty decent shape, and hope I can help others do the same. I wish there was a site like this when I wasn't doing so well. I look for ward to many interesting, and infromative posts! Clay (formerly lc.wilson)

I have a poor credit report from all bureaus but was wondering if you could help me with one in particular-Bank of America Visa. They will not settle on payments and want a lump sum which I cannot pay right now. I want to cancel out card but they won't stop interest rates on card or cancel out until I pay. Can they do this?

I found this article on the website of Edelman Combs &Latturner, And thought it would provide some in sight to whats going on with all these attempsts to collect old debt. There's a hot new growth industry: companies that buy bad debts for pennies and squeeze you to pay in flagrant violation of federal law. Here''s how to get them off your back.By Liz Pulliam WestonDebbie made a mistake when she was in college.As a student in Fort Worth, Texas, she maxed out a Citibank credit card with a $300 limit and never paid the bill.

Figured out ULQ is actually Redline Recovery. Wondered if anyone else has had issues with them cursing, threatening and calling after hours?

How many of you saw the US Open. I really anticipated Andre Agassi taking the championship. I guess no one knows the formula to defeat Roger Federer. It was really a tough match. Ladies final was also great. It was unbelievable that Maria Sharapova didn't qualify for the finals. But anyways, Mary Pierce was panting for breath while facing Cjlisters. I liked when she won the title and ran to the gallery to hug her mom and sister.

Can someone Please help I live in the state of Ohio. Cash Today Limited has debited my checking account for over $800.00. I have spoken to them and told them they did not have this authorization. My Bank has not been helpful I have frozen this same debit several times which has resulted in several NSF charges. Does anyone know if I have to freeze each transaction ? Also how long does the Bank have to dipute each transaction. Please someone Help. Mary M. Crook

at age 49, I owe about $20,000. in credit cards and have a mortgage of $120,000. How can I eliminate my card debts and pay-off my mortgage before age 65? HELP ~!!!

i need some info on deferment. on what cases one can defer? actually i owe some student loan. i've been paying the installments timely, but i am afraid - might miss in future. so i would like a deferment. any hint is appreciated. buddy

I need the ph# to target national bank

Hello I am trying to contact Target National Bank by ph.Do you have that ph#