I have a credit card with capital one. Charged around $700 3 years ago, have paid back more than $700 so far making min. payments. I got behind the last 3 months and they got a judement against me friday (I go to court and dispute it, was 7-8 hrs. away). The court clerk advised me to call capital one and set up payment arrangements, or else they could garnish my wages (all they have to leave you is $125 out of you pay).
Anyway, I called capital one and she told me the lowest they could go was $340/month!!!!!!!!! Siad I owe $1900+.


