Hello everyone, I'm a young guy with a heap of medical bills (around $10,000 uninsured) with student loan payments as well. I've consolidated my credit card debt to a payment of 100/mo which works just fine. The issue I'm having is with the medical. I was making about 18,000 a year when I got these bills, and not very wisely had put them off. Collectors are now coming for that money, and I'm not sure what my best option would be. I'm currently paying about 300/350 a month and just got the major bill in of around $6,500.

Are you a collection agency?

What type of fees do you charge?

I need to contact them about payment. Any help is appreciated.

pleas send me your phone number for fsm group. I need to find out some very important informatiom about some immportant topic.

So I am going to try to contact original creditor to see what they say. Then, if have to, will contact the collection agency. I plan on paying in full to end this. Is it safe to pay them with a personal check since this will be the only time I need to deal with them?

I live outside US, went to a US hospital for emergency treatment, when discharged I noticed lots of problems with my bill, and told the hospital. I continued treatment in another hospital. when came back to home a non US debt collector contacted me to get the remaining amount of the debt charging $4000 USD collection fee and about $150 USD interest in the first notice. I have been contacting this debt collector by fax explaining that my bill had ridiculous charges and that I asked the hospital to audit the bill and send it to me but never did so.

I am being sued for a debt that I am certain has passed the statute of limitations. I can get nothing from the attorney's office suing me. I have written a letter stating that "Pursuant to Missouri Supreme Court Rule 56.01 I hereby request Production and Inspection of Documents as related to the pending case", which I have referenced in the letter. The circuit court does not have any forms that are required for discovery. I've never even received validation for this debt. Are they required by law to respond to my discovery letter (sent certified mail)?

can a collector contact you on your cell phone?

Hi. I don't see a search option for the forum, so if there is and the answer to my question is floating nearby, please forgive me and just direct me to it.