I am about to have my ch 13 bankruptcy dismissed but I would still like to continue paying the companies but in another program. I have already caught up with my mortgage and my car is paid off, so I no longer need bankruptcy protection; but instead of filing chap 7 on the remaining bills, I would like to continue paying them. Can I come to you all? The amount of them is about $15,632 and they encompass about 20 creditors - some range as little as $40 and another as $5100.