During college, I didn't have enough money to pay all of my bills and I got caught up in the credit card/ payday loan trap. Being a single person, it has been extremely hard to get everything paid on time as there seems to be a fee for everything anymore. Now, I have a very good paying job and I work two other part-time ones just to get by, well barely by. However, I have so much debt that it is so frustrating. I have trouble paying even for necesseties. I keep trying to pay off my payday loans, because that is where my major problem is.