Is it legal for Universal Fidelity to phone me in California, harrass me when I have never had any dealings with this company befor? Do you know what action I can take against this company for the harrassment?

I received a call today from Liability SOlutions out of Canada related to a payday loan from EZPayDay Cash. Actually they called my brother and friend and threatened them with subpoena whatever good that would do. SO i called and agreed to overnight them 518 for a 300 loan. I even called and gave them a tracking # but it hasnt left yet. After reading, they sound similar to Ellis Crosby, should i pay or go get the package before it leaves?

I have been planning on filing and am now unsure what to do. I have approx $30 in CC debt and i am not current on any of them as i planned on filing for BK. I had retained an attorney in SC but have since moved and they are no longer doing BK's. I had plenty of time to file so i dont blame them. They said i would not be eligible for CH 7 since i am single and make pretty good company. Should i try to file CH 13 or look into a debt consolidation company? And are there any debt consolidation companies that would accept me since i am not current on any account?

I have been planning on filing and am now unsure what to do. I have approx $30 in CC debt and i am not current on any of them as i planned on filing for BK. I had retained an attorney in SC but have since moved and they are no longer doing BK's. I had plenty of time to file so i dont blame them. They said i would not be eligible for CH 7 since i am single and make pretty good company. Should i try to file CH 13 or look into a debt consolidation company?

what is a general payment for 10,000 debt?

I had a credit card a few years ago and I never paid it off so it went to my credit and 2 years ago I paid all my debts off at once and when I did I contacted evrybody making sure they all got paid and they all did but 1 which is CAPITAL ONE I paid them and thier saying they never recieved my check well I got the check faxed from my bank showing capital one cashed the check and 've been dealing with thier lawyers for about a year and a half I faxed them the check and some how they still sued me and got a garnishment on my bank account, I have called them like 50 times since Friday and thier al

i want to know how does this affect your credit.

My two major debts are to the IRS and the State of New Jersey DMV. I would like to pay these off in full as soon as possible. Please advise. Thank you. Joseph McMann

will my bills be paid off while i make one monthly paymnet

:( I am a single mother with a house payment, all the bills that go with it and 17,000 in credit debt? According to a financial institution,my income to debt ratio does not allow me to qualify for a consolidation loan. I am slowly getting farther and farther behind on one of the credit cards and it has just been turned over to a collections agency. Is there anything you can do to help me?