I have been planning on filing and am now unsure what to do. I have approx $30 in CC debt and i am not current on any of them as i planned on filing for BK. I had retained an attorney in SC but have since moved and they are no longer doing BK's. I had plenty of time to file so i dont blame them. They said i would not be eligible for CH 7 since i am single and make pretty good company. Should i try to file CH 13 or look into a debt consolidation company? And are there any debt consolidation companies that would accept me since i am not current on any account?

I have been planning on filing and am now unsure what to do. I have approx $30 in CC debt and i am not current on any of them as i planned on filing for BK. I had retained an attorney in SC but have since moved and they are no longer doing BK's. I had plenty of time to file so i dont blame them. They said i would not be eligible for CH 7 since i am single and make pretty good company. Should i try to file CH 13 or look into a debt consolidation company?

what is a general payment for 10,000 debt?

I had a credit card a few years ago and I never paid it off so it went to my credit and 2 years ago I paid all my debts off at once and when I did I contacted evrybody making sure they all got paid and they all did but 1 which is CAPITAL ONE I paid them and thier saying they never recieved my check well I got the check faxed from my bank showing capital one cashed the check and 've been dealing with thier lawyers for about a year and a half I faxed them the check and some how they still sued me and got a garnishment on my bank account, I have called them like 50 times since Friday and thier al

i want to know how does this affect your credit.

My two major debts are to the IRS and the State of New Jersey DMV. I would like to pay these off in full as soon as possible. Please advise. Thank you. Joseph McMann

will my bills be paid off while i make one monthly paymnet

:( I am a single mother with a house payment, all the bills that go with it and 17,000 in credit debt? According to a financial institution,my income to debt ratio does not allow me to qualify for a consolidation loan. I am slowly getting farther and farther behind on one of the credit cards and it has just been turned over to a collections agency. Is there anything you can do to help me?

Hi! I am interested in improving my credit score as I will be applying for a loan. Is there anything that I need to worry about?

IDon't do credit cards.Its the car,morage and two other small loans and small bills that I can't even pay.I'm a struggling single parent thats in big mess.Please help if you can.Would be greatly appreciated.How much is this going to cost?