I need help! About 3 1/2 years ago, I actually went through a
debt consolidation company to assist w/my credit card debt. Here it is 3 years into this program, & I'm still drowning. My payments to this debt consolidation are too much for me to handle & I don't know what to do. While I'm paying the debt consolidation each month, I'm barely able to pay my rent or car insurance. I feel lost & don't know what else to do.