I'm interested in doing this, but have seen a few articles that this no longer works because the credit bureaus have smartened up. I read that even if CA agrees to remove the credit bureaus may not allow it because they have a reputation of their own - if they just allow CA's to remove debts based on Pay for Delete in order to raise a FICO/credit rating score then they are not really true scores. Is this true? Do Pay for Deletes still work - or is this something that worked in the past but not so much today?

I ended up going negitive in a back account back in 2011-Flagstar bank-They turned me over to collections too JJ Marshall. JJ Marshall turned me over to an attorney and I did get my payroll garinshed. The attorney did serve me with court papers the right way.None the less the debt was paid in May 2012. I have the court paperwork proving the judgement was paid. The attorney never showed up on my collections-just the money judgment showed up and JJ Marshall-It is reported paid also from the court and JJ Marshall. I get an alert today saying something went to collections.

I paid off my debt with AFNI and wanted to know what I can do to have the account information taken off of my credit report?

My father was at home an a gentleman approached him with papers. He slid the papers through the door and left. Now it was a court date for my mother where cach llc is suing my mother for the amount of 3500 for an account that she had about 2 years ago with chase. A credit card account. We live in Florida. Now my mom has been unemployed and currently has no bank accts Etc.

Can you still work with collection agencies and offer to pay a debt in full in return for them deleting it from your credit report? I've been reading about this option and have found some articles that state it's not as easy as it sounds because the collection agencies usually refuse.

I was just visited by a State of Texas Supreme Court Registered Process Server to deliver a "Justice Court-Civil Citation". This is from MSW Capital, LLC C/O Michael J. Adams, PC. This is the firm representing Chase/WAMU.

I received notice of collection from RPM for your company. I have never done business with you. What is it? RPM Account: 34231979 Date: 11-24-08

Currently I have a payday loan through Hydra Fund & 247greenstreet.com. I am trying to dispute the validity of the loans with Iowa law. Am I correct in stating that since these lenders are on the list of licensed lenders with Iowa and they are out of the country I am not obligated to repay the debt? I have contacted both lenders and they state they will be going through a collection agency. Please help!

I got an email from quick click that they are going to sue me for my installment loan. Is there any one has any experience with quick click loan? please educate me. thanks