acct# 203782xxxx Experian says I owe you $1,118? What is this for? If I knew it was legit I would take care of it. But I doubt it.

Hi Has anyone one here actually recieved the summons, went to court, and been sued by the private lender? I am waiting for my summons and just would like advice. I am scared to death. I owe a LOT of money in private and federal loans. No I had no idea what I was doing when I took them out and yes, I thought I'd be making enough money to pay them back when I got done with school. No I didn't read the fine print on the private loan or I would have never ever done it. It's too late now I just need to get my ducks in a row at this point.

One of my credit card accounts went into collections in January 2012. I received a summons/complaint. I promptly contacted the debt collector and made arrangements to pay back the debt in installments. Thus far, I have made the payments and have copies of the cancelled checks to prove it. Today, however, I have received a notice for a judgment lien from the debt collector. Is this possible/legal if I have made all of the payments thus far? Please help! I am VERY scared!

To Whom This May concern, I had a PDL, with Hydra Financial Limited Fund II, I paid it in full with fees, I have a Final Payment Reciept with the correct account number, that I had paid to The Amway Legal Dept. (Ligit, Business, I checked) And now HYDRA FUND II are threatening me and sying that I'm going to go to prison. My bank alerted me reporting that someone was trying to access my account. After I had paid them I closed my account and placed a fraud alert on it. I also contacted everyone that I possibly could.

These people have had this in their desks for quite awhile; I have told them repeatedly that M&T bank is trying to collect on a legitimate bank error, i.e. they seized a SOCIAL SECURITY FEDICARY ACCT!!! That is against the law!!! I know this because I have worked both as a telephone banker AND a collection agent. The quote unquote, "Non-refundable bank fee" for an ILLLEGAL garnish, SHOULD have been refunded because the BANK broke the law!! The subsequent fees were assessed because of the bounced checks that occurred because of the illegal seizure of funds!! How do I fight this one?

:mad:Why have you taken 174.00 out of my bank account when I don't even have an account with you? Put it back NellY!!!!

If you need to go the "settlement " route , is it best to use a debt relief company or deal with credit card companies direct? Would it be best to lump all cards into the settlement or just cards with a high monthly payment and high balances?

I would like to close my Pier 1 credit card - pls advise how to do this.

I have received a phone call stating that I was going to be arrested and brought to california FROM texas due to not paying a payday loan. They contacted me on my job and the person stated they were a lawyer. They would not give me their Barr number. They told me the local police would be at my house at 11am to pick me up and transport me to California. They couldnt give me the name of the Court in California that had my case. They said that my "outstanding balance" was 500.00. Does this sound legit to yall?!?!?!

can they sue you in the state of california? i made payments arrangements with them, but fell behind on the payments, Now they are saying that i owe them $993 for a $300 loan, and that I will sued in court for $3000 plus any portion of the unpaid $993.00. my question is, can i be taken to court?