gc services currently has my spouses student loan. and have last offered a rehab program in nov. she is unemployed and hasnt made payments in a year what are the chances they will garnish my tax return. should we contact to make payment plan and then file to make sure we get the return? would that even matter?

How long should I leave wire transfer in my account to make sure money is good not fraudulent before releasing goods?

Will I be able to get discharge from my mortgage loan if I file bankruptcy? If so, filing which Chapter will help

I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was also exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I did not feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical hacker helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit.

Can bankruptcy help to lower my car loan payments?

This debt collection is a complete joke. We have requested a payoff in writing, over a month ago. Nothing! They called today to try to collect, set up payment arrangements. NOT! If I had not had a Stroke, I would have taken the phone from my husband and given them an ear full. Still waiting for the payoff, no interest or late fees, since it’s there fault for taking over a month to respond. I’m not stupid, if I can’t trust them to put in writing then why the hell should I trust them at all. I may have had a stroke, but I am not dumb.

If I am not getting the credit limit I want, is it a good move to take out a secured credit card against my home? If so, then will my credit limit extend to over and above what they're offering me?

Hi, I have installment loans with the following companies (all owned by Indian Tribes) and I checked my state's website for licenses and they didn't have any and I wanted to make sure I am correct before I start following the steps to stop the ACHs and emailing them. Green Trust Cash, LLC Inbox Loans North Cash Below is the website I used to search for licenses. Please advise . PS: Loan companies owned by Tribes still need state licences correct? https://www.obresecureclear.state.il.us/CLEAROnlineWeb/Lookup/LicenseLookup.aspx Thanks, Don

18 months have passed. Can't afford to pay off the total balance on the balance transfer card. So what do you suggest? Should I take another balance tranfer card and shift the remaining balance to avoid the interest hike?

Hello- Wondering if anyone here has any knowledge of Elastic and or NCB Management Servixes. I stupidly took out the Elastic Line of Credit and had paid over $5,000.00 in fees in 2 years for a $3,500.00 line of credit. Recently I was not able to afford the payments anymore as because of this loan I've accumulated a bunch of debt. I feel like this loan should be illegal but because it is back by Republic Bank it's not. Recently my loan was charged off to NCB Management and I've just started receiving calls from them.