Hello, I am new here and SO happy to have found this forum!
I reside in CA and have several outstanding internet payday loans. Not surprisingly, I have gotten in way over my head and want to contact each lender to make payment arrangements to pay principal only on each loan. From reading a little here, I understand I need to first close my checking account, and/or cancel all ACH permissions on the account. Is this correct? Also - below is a list of the payday loan companies I owe. Does anyone have any experience in dealing with them as far as payment arrangements on principal only goes?