I have also just learned that I am going to be served papers for a supposedly payday loan for amount of $1400.00 dollars. I do not believe I owe this and they are giving me today's to basically come up with the money. Unlike the other post I read where they did not have a current address I have had the same address since 2004 and the same phone number forever. This company westwood is now calling everyone looking for me but only called me two days ago to inform me about this debt. I asked for documentation and I was told I could not get the documentation and could not dispute this debt.