I got a response from zip19.com today with an attached letter that said they have stopped collection and will accept my repayment terms! I offered to pay them two equal payments of my principle only and consider the account PIF. Sweet! It feels so good to get free of these darn PDL. :sun: I am still waiting for response from two other PDL and i have not heard one word from mypaydayloan.com since my last response to them. Thank you so much for this forum!!!

I had 3 returned checks. None were for amounts over $40. Sheps says I owe around 700.00 now with fees. Is this possible?

Hello, New to the page. I have several payday loans, same story as most on here and looking for a little help. I will add more to this thread when I get a chace to pull all info. I currently have loans from the follwing 4 "lenders": MyCashNow Cash Cure Integrity Advance CashNet USA I tried to find them on the Illinois site as approved to do business there and did not find anything. Can anyone give me a hand? Thanks I will get more info in here shortly.

I live in tenn. I am disabled and draw social security. I have gone in debt over 4000 and have not missed a payment. I am drowning, not able to buy meds, pay for utilities. What can I do without losing my complete credit history. I can't sleep and I'm terminally ill. This is not the way I want to continue living what time I have left. Please help me. What do I do?

Hi there, I'm trying to compose a list of Pros & Cons for debt consolidation with BofA. I want to understand if it is the best deal for me. I have a fair credit rating and loans from 3 different institutions. Thus far I can see that BofA have good interest rates and a good offer for spreading the debt for 5 years. But, I'm afraid of there "right" to change my interest rate throughout the payback time. Any inputs/insights? Thank you very much, Dan Pastor

can anyone tell me if short-term-loan.com is authorized to give a loan in washington?

I am terminally ill and have many medical costs. I cannot continue to pay my payday loans. I have 2 loans that arGe unsecured that total over 3000 and 7 local payday loans totaling over 1000. I'm sinking. What do I do?

I recently became aware that a levy was placed on my assets via Midland Funding, LLC as the result of a default judgement. I was never served a court summons or aware that I was being sued. I have never had contact with this group before about any debt, let alone had it verified. Can I file to have the judgement vacated if I was never served? If they cannot provide documentation that I was properly served? I currently live in NJ, and have no assets for them to take - I've been unemployed since 2010 and was technically 'homeless' for a large portion of 2011.

My mortgage was discharged in my C7, even though I'd requested and signed (through the atty) my intent to reaffirm. The lender did not send the affirmation pkg as requested and I didn't know (at the time) one was required to be signed before the judge at the final hearing. I continued paying my mortgage. When I pulled a credit report, I noticed my mtg had been discharged - I disputed. I contacted the lender they said I was no longer financially obligated though they still held the lien. Now I find they're still pulling 'hard' credit reports. Why?

My mother passed away in 1999 and my sister and I closed out all of her accounts and debt. We just got a letter from Tate & Kirlin Associates in her name at our address (where she never lived...she died 2 years before we moved here) that says she owed over $2000 but they'd settle for $800. After researching online, it seems like this company is a problem. Even if this debt was legit (which it isn't) it is way past the statue of limitations. Would writing to them to validate the debt involve us and our credit? Our name is not on the statement even but they somehow have our address.