I receive a call from a woman saying she was from thinkcash and I had an unpaid debt from 2008 and if I didn't pay it they were going to file a suit to garnish my wages. I told her the total amount that was lend to me was $700 and money was taken out of my account for a little over two years. She ask If I had a paid in full letter, I told her no. she said with interest the total amount due now is,895.00. What should due, should I pay it ?