Skip to main content
index page

888-587-0752 - Has anyone dealt with this law office?

Submitted by on Thu, 02/02/2006 - 21:57
Posts: 202330

I got a debt settlement offer from law office of m.n.kay on behalf of FDS Bank/Macys
before I send them my money I want to make sure this is legit, and im not gonna send a bunch of money to some people and not have my debt paid off.
has anyone dealt with law offices of mitchell n. kay in the past?
thank you! :D

Puma, get confirmation from Law Offices of Mitchell N Kay they are the owner of your account. Have you got all the details of your account mentioned in the paper? Also, Mitchell N. Kay needs to add a statement that after you have paid the debt, they will send your accounts to the creditors who in turn will update your file with the bureaus. You must have every future action in writing from them.
I gathered some information about law offices of mitchell n. kay from the BBB website.
[color=darkred][size=2][Url removed as it is not found - Vikas][/color][/size]

Submitted by john on Fri, 02/03/2006 - 14:56


( Posts: 1231 | Credits: )

A few weeks ago I was going through my old paperwork and scanning items in an attempt to become paperless. I came across a payment I made on a credit card. Paid in full. I then came across a collection letter from the Law Offices of Mitchell N Kay. I paid that as well. At the time (2003), I was in the process of trying to pay off all my debt. So I didn't really notice that it was the same card. Now, I am out an extra $308.99 that I paid to the Law Offices when I didn't need to. I am online now trying to find out how to get my money back. law offices of mitchell n. kay are a very deceptive "firm". Don't pay it. Instead, check your credit report. That is more accurate. If it's on there, have them investigage it and it'll be removed.

Submitted by on Tue, 05/16/2006 - 10:00

( Posts: 202330 | Credits: )

law office of M.N.Kay
Don't pay it. law offices of mitchell n. kay been part of 2 class action suits for deceptive collection practices. I saw something at about a current lawsuit.

Submitted by on Thu, 05/25/2006 - 19:20

( Posts: 202330 | Credits: )

Mitchel N Kay has frozen my bank account. They say it is for a judgemnt dated back in 1995. It does not show on my credit report!!!! Further more I sent them proof that the money in the bank was from Unemployment...yet they still won't release the account.....I am seeking Leagal assistance from law offices of mitchell n. kay.
B :cry:

Submitted by on Tue, 06/20/2006 - 15:28

( Posts: 202330 | Credits: )

In February I got a letter from The Law Officers of Mitchell N Kay PC, offering to settle a long charged off debt for $279 which was less than half the debt. Since I knew a satisfied debt was better than a charge off, I took them up on their offer. They were to report the settlement to all 3 credit bureaus but 4 months later not only haven't they done that, when I initiated a dispute with the credit bureaus to get it cleared up it comes back verified. Mitchell N Kay are denying any payments despite me having the bank transfers to prove it. So now I join the masses in a class action suit...I was be very careful dealing with this collection agency :(

Submitted by on Thu, 06/29/2006 - 20:27

( Posts: 202330 | Credits: )

law office of M.N.Kay
General information:
If you owe a debt and have a letter offering a settlement and you pay, the creditor,eg, Macys,Fingerhut or the company that owns them are responsible to report it to the credit bureau not the law office or collection agency(unless they own the debt or the paper)
After your bill is paid get a LETTER OF SATISFACTION, This states what you paid, to whom you paid it and for what you paid. This can be your proof to the credit agencies if the account owners are dragging their feet on reporting it to the credit bureaus. Keep proof of payment until you are satisfied the issue is closed.If you paid a bill in full and a collections agency writes you to pay that same bill and you paid it and then found proof, get all the documents together,photocopy them and send it to the account owner for a refund.
Law offices of mitchell n. kay have been in business for a number of years, if they were doing deceptive and shady practices, they would have been shut down a long time ago. Lets face it, noone likes to be forced in paying a debt they probably cant afford at that time or that they plum forgot about. But someone has to collect it, as long as my rights are not infringed upon and total respect is maintained, feel free, do your job.

Submitted by on Sun, 07/09/2006 - 19:44

( Posts: 202330 | Credits: )

I received a letter from Mitchell N Kay law office offering me a quick settlement on an account I never even had. I get my annual credit report sent to me through my bank and its not on there as a debt either, this is observed that law offices of mitchell n. kay keeps getting away with it, it scares me that they have my address and last 4 digits of my ssn.

Submitted by on Wed, 07/19/2006 - 15:13

( Posts: 202330 | Credits: )

i called Mitchell N Kay to try to make arrangements to pay off debt.i offered to pay $100 aweek until debt is paid off($670)they refused and said that i would need to pay $370 then and then the rest in 2weeks.that was all i could afford at the time and i thought that as long as you make an attempt to pay they would or should not refuse...Law Offices of Mitchell N Kay were hired to get debt paid in full why would they refuse any money from a willing debtee?

Submitted by on Fri, 07/21/2006 - 19:28

( Posts: 202330 | Credits: )

I recently received a letter from Law Offices of Mitchell N Kay stating that I owed money for a phone bill. I have never had a phone in my name. When I called the office, they told me the phone number attached to the debt. It was the phone number where I used to live, but it was never in my name. When I told them that, she said, "There's nothing I can do. You have to put it in writing, and we have to receive it within 30 days of mailing the letter to you." So I sent Mitchell N Kay a letter (certified, so that they can't say they never got it), and we will see what happens next. Good luck to anyone else dealing with this type of situation.

Submitted by on Sat, 07/29/2006 - 21:01

( Posts: 202330 | Credits: )

Threaten Mitchell N Kay with a bar complaint if they don't do what they are legally required to do. And follow through if need be. It looks like he's in NY and NJ, so you can file complaints with either or both state bars.

This will usually get an attorney's attention!!

Submitted by on Sun, 07/30/2006 - 10:17

( Posts: 202330 | Credits: )

On Jan. 23, 2004 I sent Law Offices of Mitchell N Kay a check for a Direct TV bill that they said was unpaid. Yesterday Aug. 21, 2006 my son phoned and said he got a collection notice about a Direct TV acct. in my husband's name BUT WITH my sons SS#. They said the account had never been paid. My son has never had a Direct TV account in his name and has since moved from the location that the acct. was for. We also moved from this location in April 2003. Now 2 1/2 years later Mitchell N Kay are trying to collect again. What can be done because this is showing in our son's name and is ruining his credit??????

Submitted by on Tue, 08/22/2006 - 08:42

( Posts: 202330 | Credits: )

Law Offices of Mitchell N Kay is indeed a scam. You can go to the courthouse and tell them that Mitchell N. Kay got a default judgement against you. The court will direct you how to reapply to have that judgement thrown out which will free up your account. You will be given a new court date and 9 times out of 10 MItchell N. Kay will not show up. Don't give these people any money.
Come to find out, Mitchell N Kay isn't even a reputable law firm. It's just a fancy namefor a collection agency. Be sure to google them bums.

Submitted by on Wed, 08/23/2006 - 15:03

( Posts: 202330 | Credits: )

They have been calling my cell phone and not leaving messages. I have called them back--law offices of mitchell n. kay is looking for someone that I have never heard of (maybe owned this number at one point). Their representative was rude and hung up on me when I asked Mitchell N Kay to stop calling my cell phone.
I would not trust anything from this so-called law firm!!

Submitted by on Tue, 09/05/2006 - 09:20

( Posts: 202330 | Credits: )

I got a letter a couple of years ago from palisades collection claiming I owed 175.46 from an old at&t wireless acount which I never had. Well today I got a letter from mitchell kay saying they now have the account to handle. What should I do?

Submitted by on Tue, 09/05/2006 - 14:49

( Posts: 202330 | Credits: )

Just got a notice, called was suspicious when they gave me info for a cell phone I never had OVER 8 YEARS AGO!! How can I prevent them from freezing MY ACCOUNT like others have written before me??

Submitted by on Wed, 09/06/2006 - 15:54

( Posts: 202330 | Credits: )

Same, scenario. Rude Message for someone who I have never heard of regarding a bill I had never heard of. Attempted to call, when they were closed decided to search for info on-line to prepare for possible identity theft issue, had no idea, possible scam issue which could be just as bad to pursue. The info is helpful. At this point they have not sent any letter and seem to be calling the wromg number for someone. I hope that is the case.

Submitted by on Fri, 09/08/2006 - 17:02

( Posts: 202330 | Credits: )

I recently got multiple messages at home from mitchell n kay stating i owed money, they sent me mail & so I know exactly why they were calling(I never received mail from them). when i finally called them & requested for their web-site, they simply handed over the phone to another guy, "tom," who refused to to give me their web-site info(by this time i knew they were not legit). tom stated that i owed amex over $148,000. when i stated that i never had an acct with amex, he asked if the last 4 ss digits he stated matched mine. i said no & asked how he got my phone number, he stated the debtor gave it to them... which i do not believe is the case. when i showed concern b/c my number & name is being used, tom said don't worry about it & hung up..

if i get one more call from them i will def take legal action against them. this is ridiculous how they are trying to take advantage of people. 354 State St Ste Ll1, Hackensack, NJ, United States

Phone: (201) 488-8666 is their info. i am from the new jersey area and have some lawyer friends who will be more than willing to help. all their messages are recorded in case i need it for legal action against them. basic line is... they need to stop!

Submitted by on Fri, 09/22/2006 - 07:26

( Posts: 202330 | Credits: )

It looks like everyone is extrememly unhappy to say the least.

If you feel that Mitchell N Kay are a "scam" for whatever reason, file a complaint. Check out
You can call them at 800-406-8594, or send them an "Attorney Ethics Grievance Form." There's a link to it in red on the web-site. Good Luck!

Submitted by on Fri, 09/22/2006 - 07:54

( Posts: 202330 | Credits: )

I just got a letter from the above mentioned "law office" asking me to pay a lump sum of $350!
I'm pretty sure this is a scam, but not doing anything against this would cause me any problems?

Submitted by on Tue, 09/26/2006 - 06:51

( Posts: 202330 | Credits: )

they have been calling me for two months. They have the wrong person, the wrong number. They are nasty on the phone and won't stop calling. I hate to change my phone number but I may have no choice. These all low life, can't get a better job hustlers working for a law firm that should be fined and the all the attorneys thrown in jail.

Submitted by on Thu, 09/28/2006 - 15:23

( Posts: 202330 | Credits: )

This company sent a letter to my wife saying we owe a balance of $500 dollars.
Our original debt to AT&T was $967, and only 2 months ago we agreed to a settlement offer from another agency for 35% of that(about 350 bucks).After paying the settlement the account was to be considered "paid in full". So what do I do now that another collection agency(Mitchell N. Kay) is contacting me about an unpaid balance on an acoount we settle ? I still have the contact letter from the agency, along with a bank statment showing we paid the 35% to bring us paid in full. WHat now?

Submitted by on Mon, 10/02/2006 - 21:28

( Posts: 202330 | Credits: )

Ok, I aid off a debt of my wifes 2 months ago. I paid an agreed upon settlement of 35% of the total owed to a collection agency representing AT&T.
Today we go a letter from another company (This Mitchell N. Kay) stating that she owes a balance of 500 dollars. When we paid the other, it was considered paid in full. I retained the letter from the other company with the settlement offer, as well as my bank statement showing that the payment went through 2 months ago. What do I do now? Ignore Mitchell?

Submitted by on Mon, 10/02/2006 - 21:35

( Posts: 202330 | Credits: )

I too have received letters and calls. I believe it may be At&T fault. I believe that when Cingular bought out AT&T, it you owed any late balance to AT&T but later paid it off, they never relayed this to Cingular. At least this has been my case.

Submitted by on Mon, 10/16/2006 - 22:07

( Posts: 202330 | Credits: )

8/9/06 I received notice of a debt from midland credit management for an Aspire Visa card I never heard of. After sending two certified letters asking for debt validation with no response I get a letter from Mitchell N Kay law office asking for even more money on same bogus debt. So Far Kay has not picked up two certified letters to them asking again for validation. Anyone know an address that I can actually reach these people where they will accept a certified letter?

Submitted by on Tue, 10/17/2006 - 21:21

( Posts: 202330 | Credits: )

I received a letter for a debt that I never incurred, turned out to be an identity theft situation, submitted all of the information and a police report to the actual company itself of all of this was 2 years ago and I thought it was all cleared up. Obviously not bc now I think it has been opened back up (I researched on the internet where they are doing these things nowadays even thought you were cleared at one point in time) But I think my downfall is that I never received anything in writing from the original company saying that it was clear it was over the phone bc I kept calling to make sure they received everything they asked for. And I was wondering how do I submit a dispute letter to this Law office and do I submit all of the things that I submitted to the original company 2 yrs ago?

Submitted by on Wed, 10/18/2006 - 15:27

( Posts: 202330 | Credits: )

Raises hand!!

I have to share this with you. I cosigned a loan for my daughter for her first car through Honda. She totalled the car and took her sweet time paying it. it went to the Law office of Mitchell Kay. My daughter tried to pay with a check over the phone to pay the balance. The check was reversed by her bank when the CA did not process their end of the paperwork within the 24 hour period. Anyways, My daughter got a copy of the check and those idiots at Mitchell put my name and adress on the check, used First Union as the name of the bank and her account no. For starters the checking account wasn't mine, secondly first union was merged into Wachovia a few years ago. I made her cancell the check and I wrote a letter to Honda telling them I refused to deal with the CA, sent them a copy of the check and told them I felt that this CA was attempting fraud and ethically my daughters bank could not allow that check to go through.

This all happend on 10/20-06 and by the end of the week Honda deleted their account from my credit reports.

Submitted by sday1111 on Tue, 11/07/2006 - 18:56


( Posts: 16 | Credits: )

Glad I ran across this information. I too have been asked for collection of $900 (via snail mail) for a phone account not opened or used by me. Was just sending a letter back to MNK requesting an investigation and validation of the account. Will definately send it certified. Has anyone else gotten resolve from some of the posts back in the summer?
Any suggestions, would be appreciated.

Submitted by on Mon, 11/13/2006 - 15:40

( Posts: 202330 | Credits: )

The law office had sent me a settlement plan to payoff a credit card that, I had and was not happy with the items that they had sent me. Now, I want to send you the amount of 87.82 that you are asking for but I feel like why should I be paying for something that I was not happy with, I had returned the items back to the company and wrote a letter to them stating that I was not happy with the FAKE items. Now if someone email me and let me know that this is the right choice to make by paying the law office them you will have your money sent to you on the 30th of November.

email address removed as per forum rules - Mike

Submitted by on Wed, 11/15/2006 - 15:04

( Posts: 202330 | Credits: )

Whom ever is recieving these message i hope that this company is not a scam because you will not be recieving a penny of my money. It is to hard out here in this world to be making a living and you have people to just think they can be giving scam artist money so that they can be comforable with there life style. Because GOD don't like the UGLY people who is trying to get over on HARD WORKING PEOPLE out here that is trying to keep there head above water. So, I need answers or can someone send me another settlement in the mail with someone signature on it before i cont' on with this. Also until then I just be with the bad credit with this company FAKE ITEMS (NEWPORT NEWS).

Submitted by on Wed, 11/15/2006 - 15:17

( Posts: 202330 | Credits: )

just wonder if this "Law Offices" is a real Law Firm or just a collection company.
My acct has been charge off for a year already, and i got a letter from mitchell & kate yesterday, in my knowledge, charge off is better than settlement(not paid in full), in most cases, it even make your credit worse if you pay (not paid in full).
also, i read the post here, one of the victmi said that Mitchell N kay froze his/her bank account, it happened to you guys?
anyway, just wanna make it clear what kind of "office" that is
thank you for helping

Submitted by on Tue, 11/21/2006 - 18:39

( Posts: 202330 | Credits: )

I've been receiving threatening messages on my cell from this rude law firm. It turns out that they had their information all wrong and they were looking for someone else but with the same last name.
Rather than apologize for their error, they hung up on me. I plan to report this firm to the NY Bar Association. That's the only way that they'll learn

Submitted by on Wed, 12/27/2006 - 20:36

( Posts: 202330 | Credits: )

Just got a letter from Mitchell N, Kay law offices asking me to pay some debt with an account number that may or may not be mine. The amount is 295.31 they want 60% of that which is 177.18.
About 18 years ago, I lost the job I had and my car was repo'ed, and my credit card accounts closed. I also received a letter from NCO Portfolio Management asking for $7,103.21 or settle the account for $4,261.63. NCO was mentioned here somewhere, or a link to info on them. I also read here that after 7 years nothing can legally be done.
Anyway, 6 years ago, I began rebuilding my credit and have done well. I have 4 major credit cards and bought a brand new car 6 months ago. When I bought the new car they said my credit score was 753 on one agency and 748 on another. So, I am confused. So far I have just been ignoring the whole situation. Any ideas? Yes, I was bad 18 years ago, but I doubt Toyota or American Express (if that's what it is) is really hurting because I didn't pay them.

Submitted by on Wed, 01/03/2007 - 14:31

( Posts: 202330 | Credits: )

I also got a letter from this law office and was a little skeptical to send a payment. I was very worried about this debt sitting on my credit and since it was only $98.00, I decided to cut the check.
I applied for a loan today, and the debt is still on my credit report. I am not sure whether or not this law firm is doing legitimate or not. Since I recently paid, it will take a bit of time to see results.

Do you happen to have a number or address for this firm? I am going to call and demand that action take place immediately and that proper paperwork is filled out.

Thanks so much for any help!

Submitted by on Mon, 02/26/2007 - 08:32

( Posts: 202330 | Credits: )

I would like to know the amount that I owe to Wachovia Bank, the last amout due was 94 dollars and I would like to know how can I make a faster payment, like quick collect with the code and state, please submit this info to or at this fax international number, 011-57-1-***-****email address and fax number removed as per forum rules and for your safety- Mike

Submitted by on Thu, 03/01/2007 - 09:30

( Posts: 202330 | Credits: )

yeah i decided to google mithcell n kay and read all these helpful remarks. Not before I paid $70 but before I paid $580 so not bad. But i put a stop payment on the $70 so haha mitchell n kay.

Submitted by on Fri, 03/02/2007 - 13:47

( Posts: 202330 | Credits: )

is this a scam?!

Submitted by on Thu, 03/15/2007 - 23:33

( Posts: 202330 | Credits: )

Is what a scam?

This forum?
No. We discuss debt, credit reports, debt collectors, etc...

Law Offices of Mitchell Kay?
Can't say for certain. I believe they are a collection agency. If they're trying to collect on a debt you owe (or they say you owe), you might want to send them a debt validation letter--send it return receipt. Make them prove they are lawfully attempting to collect your debt.

Submitted by Morningstar on Fri, 03/16/2007 - 00:10


( Posts: 1633 | Credits: )

I've read that some of you had problems with Mitchell N. Kay law offices. How did you settle this issue?
My brother-in-law is a lawyer and suggested that I called the law offices immediately and demand that a letter of confirmation be sent to me.

I definitely learned a lesson to check things out before I pay. I just cannot figure out how they got this information. A credit report shows all companies that check out your credit, and this law firm is not on there.

Does anyone have the phone number for this firm?
Anything you can do to help will be greatly appreciated.

Thank you,

Submitted by on Tue, 03/20/2007 - 17:18

( Posts: 202330 | Credits: )

I have been recieving calls from these guys the last 3 months. I have no debts for them to possibly collect on, and they give some name which is a variation of mine. They will very quickly (too quickly) say "OK we have the wrong person", then hang up). Repeated calls back to ask ANY question about why they are calling are met by rude & abusive operators, who simply hang up. If you Google "Mitchell N Kay" you will find allot of bad things about this "attorney." DO NOT give them any information, even if you do think you owe a past debt. They may ask for your SSN#. DO NOT GIVE THIS TO THEM. They continue to harrass people who have no business with them, and are rude & abusive about it. You cannot ask the operators at their "call center" for any info. I simply asked one for their mailing address----they hung up.

This has scam & con written all over it. (ie their operators refuse to give anything out except the nae of the company). They are located at Penn Station Plaza in NYC. Google for that info, then file a formal complaint with the NY State Attorney General. These guys shouldn't continue to get away with what they are doing.

Submitted by on Thu, 03/22/2007 - 13:05

( Posts: 202330 | Credits: )

on mid of september 2006 my friend abroad offered me to join business with's RTW.. she's keep reminding me that i will earned money double. i trusted her so much so i send like 25 pcs of clothes and accesories costing 15,000$ nov. 20 2006, all the good are been sold out.. and promise to send me the money the following month.she always making aliby.. until now april 2007 she don't want to send my money. back?> what case to file?>

Submitted by on Sun, 04/01/2007 - 20:29

( Posts: 202330 | Credits: )

Well, i paid them $74.85 for a phone bill.

Submitted by on Wed, 04/04/2007 - 12:00

( Posts: 202330 | Credits: )