888-587-0752 - Has anyone dealt with this law office?

Dispute it, send it via Certified Mail Return Receipt Requested.

hello to all... i've received today the same style letter from mitchell n. kay for a settlement of 55% off the initial balance due in 1999. this is a debt. from 10 yrs. ago. it has not been on my credit report up until now because i believe it's been written off. can they legally do anything or can they report it & have it reappear? i made an attempt to see if i could pay installments & they refused.... if they were really dealing directly with whom was trying to collect this debt then... wouldn't they accept any type of payment attempt? they were also trying to get my last 4 digits of my s.s. #... shouldn't they have that as well? help! addvice?

Send them a Cease & Desist letter (Certified Mail, Return Receipt Requested), and you can also state, if you wish, - without admitting anything - that the only debt you could possibly have of (name of creditor) was 10 years ago, and so it is past the SOL and they should just push off!

I was contacted by that firm for the past 2 years for a credit card bill of $2800. The address they stated on the application in Feb 2000 wasnt my address until i returned from the Army in November 2001. I was in Basic Combat Training in Sept 2000 and had no access to any bills or cards. The account was closed before leaving. They tried to say a family used it or i gave access to the card to someone. I called the Federal Trade Commission and reported them as well as the credit company for no verifying the application and transaction. They wanted me to pay $1000 today to settle the debt. I cannot believe that!

Speak with the company whom they supposedly represent.....I did and the company is notifying the FTC. IT"S A MAJOR SCAM ....don't bite!

Such a "major scam" that it's only been sued once a year since 2006, and twice this year (for a total of 5).

Such a "major scam" that there aren't ANY complaints (nor even a file at all) for them on the BBB, even though anonymous people have posted statements that they filed a complaint with the BBB on some public forums.

Without officially filed complaints (and hence your name and evidence of wrongdoing) then I will assume that this Law Office is simply being slandered and does not have any history of illegal practices.

The one other thing I found was the AG investigation which targeted a whole list of collectors and Law Offices slated for investigation (mainly referring to the process server company they used), so we shall see.

Mitchell N. Kay took money out of my account after I told them not to, it caused over drafts of $111.00 and they've been ignoring me. I'm going for the jugular!!

THe company called Law Office of M.N.Kay. when i check my credit report this company put my credit report in danger
it says"Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department"
I called them and gave them my social and my name..they couldn't find any thing.
but it is damageing my credit score. where can i go to solve this thing. please help me

This is Not a ScaM...U think people who make payments to them are fools??? Everything is on Paper..If your debt is old....Doesnt mean someone cant use ur SSN and get an account opened anywhere..IF ITS NOT ON UR CREDIT REPORT DOESNT MEAN IT WOULD NEVER BE...MITCHELL N KAY IS JUST COLLECTING ON UR OUTSTANDING BALANCE WHICH YOUR ORIGINAL CREDITOR HAS GIVEN US TO COLLECT ON...THE CREDITORS DO THE CREDIT REPORTING ACTIVITIES..NOT MITCHELL N KAY.....HAVE a proof THAT U'VE PAID IT and get ur name off collections..IF U THINK THIS IS NOT UR DEBT AND U WANT MORE INFORMATION ABOUT IT...SEND THEM A LETTER STATING THT U NEED MORE VERIFICATION ON THIS DEBT WITH UR REFERENCE NUMBER ON THE LETTER..THEY WOULD INVESTIGATE ON IT AND GET IN TOUCH WITH U WITH YOUR VERIFICATION......... if not then dispute it...if the dispute doesnt go in ur favor..then ur name would remain active into collections...and collection activities would continue on that accnt... Too bad for debtors who use the services and have 1000s of reasons above not to pay.... Sorry for you guys..if not today u will have to pay it someday...coz this is legal...and everything is on Paper BLACK AND WHITE....DONT JUST SAY ITS A SCAM ...just because you OWE it and you CANT pay it...Go Step By Step....I work With mitchell n kay.. and i know how things work...we are not here to rip you people off...we here to collect being a collection agency and a law office and also being your benefit for you to have a better credit score... PeAcE OuT \/

the above is a humanoid that i will now shoot down.

1)if a debt is old (past SOL)they can't sue on it,and a nice FOAD c&d gets rid of them.
2)chances are if it is off the credit report it is past SOL in most states.
3)this is a rent-a-lawyer.which means that mitchell gets a % of whatever you humanoids collect.he actually has nothing to do with it until he is sued for the FDCPA violations committed.

nice try,now you have people to illegaly threaten on the phone.

If you don't pay, can they freeze your accounts legally. If so can they continue to freeze and garnish your wages, over and over. I was told they can.

please,if this rent-a-lawyer followed the laws maybe,but they never have and never will it looks like.to freeze and garnish.they would need a court order.in order to get that they would have to sue,and win.if you are refering to anything but that.then you are wrong.

IF they don't know how to contact the debtor they, they use Intellius.com (go there and look up your name) to call up everyone in your state with the same name. The NY attorney general is suing them, but that is slap on the wrist. These scum need to be shut down, imprisioned and brutally tortured.

Here is exactly what the BBB of NY says about this company TODAY - They are low-life criminals.

Reports to the BBB indicate that this company utilizes unfair debt collection practices, demanding payment immediately and insisting that consumers ask family members for money. Consumers report that they are contacted repeatedly regarding someone else's account and that representatives of Mitchell N. Kay have spoken rudely to them.

So I got an unsolicited settlement offer from a company called Mitchell N. Kay, P.C. Law Offices. They are willing to settle my debt of about $6,600 for $1,700. It seems way to good to be true. This is what the letter says:

Dear:
Please be advised this office in concurrence with the creditor, American Express, agrees to accept the amount of $1700.00 in settlement of the above referenced account. This settlement is conditional upon payment being received on or before August 28, 2009. 11 am

As agreed. Kindly make your personal check via telephone service payable to the creditor.

Upon clearance of said payment, as stated above, a letter will be provided to you stating said account has been ???settled???. Furthermore this office agrees to advise our creditor to update your credit report accordingly.

If there should be any questions with respect to this matter, please feel free to contact Mr. ____ at the toll free number, 888-xxx-xxxx.

Very Truly Yours:

Debt Collector


It seems pretty legite, but I wanted to get the communities advice on it before I send them payment. Any help would be greatly appreciated.

i wouldn't do it.a check by phone?NO WAY.this place is a scam collector.my rule is no address to send payment.no payment.

I have a bank account I set up just for this stuff. I only put in the exact amount

yeah i know,but still.look at every post here.this is a major scam despite what anonymous says.do not throw your money away.plus there is nothing about not selling the remaing portion.something bottomfeeders love to do.

So what should I do? Just wait it out? This is a dang good offer.

How do I make sure they don't do that?

e-mail or send the letter back stating that you want it in writing that they won't sell the remainder.with places like this they make great offers,but always have an angle.

I haven't even received anything in the mail about a debt I had. I pulled up my credit report and found it. I had a T Mobile in 2005, here it is 2009 and I havent heard anything yet. Plus, the debt seems higher than it was back in 2005. It should have been around 200 dollars, not 600 dollars. I havent called yet, I am going to Monday, but I don't work with collections unless it's in writing. That way there is no harrassing, and I have proof of everything that was said! Does anyone know if this place is real or what?

Looks to me that writing and grammar skills are no longer a prerequiste to working in a "law office." Does everyone there communicate like 6th graders sending text messages? No wonder people have the opinions they do!

Further, to all readers out there, I suggest you read your settlement letter carefully. Mine said something along the lines of "as long as the original creditor is STILL WILLING to accept this offer." It smacked of a sneaky way to get a partial payment, then not settle the account!

I've been getting calls from this office for about a year now. These calls have also included 2 letters to whom it concerned advising that i had died and sorry for their loss. Clearly if i'm writing this, i'm indeed alive! I went ballistic with them and all i got was some guy yell at me that he was going to charge me interest until i paid, then hung on me! very professional!
They have just this minute called back asking for the last 4digits of my social security #. I told them they're crazy if they think i'm giving that over the phone and can send me a letter in writing.

I'm glad i saw this blog of msg's before doing anything. All the complaints against them is insane! They're saying i had a store card like 3 years ago and never paid it, well why is it taking them 3 years to contact me to collect it?? I'm only across the border, not Antartica!! and the only statements i got from them are the death notices!

If anyone has anymore "dirt" on these guys, would LOVE to hear about it, not to mention, if anyone new is reading these messages, DON'T pay these guys till you get more info and detail on them!
Shouldn't I be receiving details in writing regarding my account???

Quote:

OK I received this letter about a week ago. It said I owed money for Chase bank - that I owe them $596.51 - but I have the opportunity to settle it for, $298.26 if I did it within 30 days. Now, a couple months back, I made a bad move and wrote bad checks for Chase bank and another one, only a couple - but I paid for it, money wise and financial class wise. I have gotten a couple unanswered calls from chase, but they never left a message. I thought maybe there was a mistake with my bad check payment, and this is why they were contacting me. Finally, today I decided to look it up. And found this site, which is nice - because a couple months back, I almost got scammed on a job for HL Plastics. It wasn't till after I refused to give Mitchell N. Kay my SSN - that I noticed the last four numbers of the account. They're not the numbers of my Chase debit card, they're the last four numbers of my Chase credit card, that I had a long time ago, paid off completely, and closed the account and cut up the card (I don't trust myself with credit cards). So, now I'm very confused on what I should do, I know for certain I don't owe them any money, but I'm kind of nervous on calling them, I have no proof, except on my credit report. Any advise? Thanks.

Send them a Cease & Desist letter.

I work for the Law Offices of Mitchell N Kay and they are the worst people too work for.
Anyone with an acct with them should ck their credit reports and everyone who has ever dealt with them shld file a complaint with the federal trade commission. If a collector is rude to u file a complaint for every compliant filed they have to pay a fine. Let it be known that Mitchell N Kay is jst a name the company it owned by Oasis Outsourcing and uses the name.

i know.typical rent-a-lawyer.

My elderly parents recv'd an official letter yesterday stating their credit will be ruined if they don't respond within 30 days, so they called and spoke to an Arthur, Arthur advised them that if this account claim doesn't belong to them, to file a police report on me, and have me arrested, that way they will not be liable for the $400+ debt. Of coarse by elderly parents are now in a panic. I have just emailed Arthur for a reply, and requested back up documentation, this is a claim that was resolved over a year ago, and I haven't recv'd any bills from the creditor.

send them a DV letter asap.send it certified mail return receipt.if you do have proof that this was resolved.then time to find a consumer lawyer and sue either mitchell n kay,or the creditor that sold them the info.somebody has got to pay for this.

Thank you, not to sound ignorant, a DV letter? I do plan on responding certified. I have also sent them an email requesting back up documentation to the claim, as this was resolved a year ago.

dv=debt validation.you seem to have that covered,but make sure you demand validation.not verification.two different things.

Thank you Paul....

my pleasure my friend.

:They gonna be gettin yous, dos peoples at da Mitchell Kay!

[QUOTE=Anonymous;474984]I work for the Law Offices of Mitchell N Kay and they are the worst people too work for.
Anyone with an acct with them should ck their credit reports and everyone who has ever dealt with them shld file a complaint with the federal trade commission. If a collector is rude to u file a complaint for every compliant filed they have to pay a fine. Let it be known that Mitchell N Kay is jst a name the company it owned by Oasis Outsourcing and uses the name.[/QUOTE]Not only that, but there is a fine - up to $1,000 - payable to the person who successfully sues them for FDCPA violations!

They are calling and harrassing me now for an old CC debt.............what is the latest scoop on them?

mitchell n kay no fraud..plz pay...

get back to the phones shill.

lol. Actually we want them *off* the phones and flipping burgers where they belong...

oh yeah,of course chrys.for now i want them off of here.btw shill nice spelling,grammar,and usage.

I got a call from them and I called back. I dont believe they are hoax. Do call them but ask them to give you verifying information due to identity theft.

They offered me my social security number to verify, which was NOT mine. They stated to take me off their list then and were nice about it.

it must be friday,because the shills are out again.

Quote:

its obviously a debt collecting office
they place their nyc dept of consumer affairs license number on the back of the letter
which is 1326897
sooo i looked their lic # on the nyc dept of consumer affairs
https://a069-webapps12.nyc.gov/dca_new/index.cfm
and a diff business number comes up
(212) 695-8155
so for anything i guess try calling that number and see what happens
but they do sound a little suspicious

it's called rent-a-lawyer.it is a bottomfeedeing CA.so it's not just a little suspicious,it's very suspicious.

I settled an old debt through them and they never clear it. Then they send more letters as other companies and double dip you. They are crooks and the goverment needs to shut them down. They have been sued so many times and they are still in business to still. What legal company uses four or five names to do business other than a con man. Mitchell Law Offices aka Mitchell and Kay Law Firm aka Plaza Associates. and there's probably more I haven't uncovered yet.

I recieved a letter from MNK about a tmobile account from 2006, and they did mail me back the verification I requested, however, in the interim I have lost my job and am fighting to receive my unemployment and have no income. Can MNK freeze my bank account? What should I do?

No, they will not be able to freeze your bank account. I just got a letter from them as well regarding a very old t-mobile account.

Actually This sleeze ball firm did indeed freeze my cousins account. All they were able to steal from her was 58.00, but they did get it.