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888-587-0752 - Has anyone dealt with this law office?

Submitted by on Thu, 02/02/2006 - 21:57
Posts: 202330

I got a debt settlement offer from law office of m.n.kay on behalf of FDS Bank/Macys
before I send them my money I want to make sure this is legit, and im not gonna send a bunch of money to some people and not have my debt paid off.
has anyone dealt with law offices of mitchell n. kay in the past?
thank you! :D

This number called today. I will not answer any number on my caller id that does not have a name. These people let my phone ring for three minutes straight. I have not had any mail from them at this point, but this sounds like a bad bunch.

Submitted by on Fri, 10/24/2008 - 21:52

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My parents just received the same kind of letter from the law offices of Mitchell N. Kay, offering a settlement on bogus debt on a T-Mobile account that does NOT exist. I am an attorney, and called them directly, asking to speak with Mr. Kay. The receptionist first forwarded me to a number that just rang and rang. When I called back, she gave me another number, which when I called only said, "You've reached the Law Offices of Mitchell N. Kay. Our offices are currently closed." with no voice mail options. I called the receptionist back again and asked for full her name and a fax number so that I could fax legal documents to their office, and she said she had to go and check about the fax number. When I asked, "you don't know that fax number?" she said she wasn't sure. She also refused to give her full name. Definitely seems to be a big scam, identity theft and all. I plan to file a law suit and also to file a complaint with the New York Bar Association.

Submitted by on Tue, 10/28/2008 - 15:17

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Im glad I found you guys, Ive never heard of them so I did a little research while on the phone with them. Told them, "I'm reading an article about you guys." Then she hung up on me. So close to paying them too and all of them sound like people from India.

Submitted by on Thu, 11/06/2008 - 11:01

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your close there from thee island of deigo garcia check it out you might find out a little military history to go with it good luck quack walay that means good buy

Submitted by on Fri, 11/07/2008 - 20:28

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I received a phone call they were looking for "Leonardo"; when a "person" came on they were looking for someone else, when I said Leonardo didn't live at this number. When, I told them the other person did't live at this number either, it was, "oh, what's your name?". I told them to stop calling this number or I would be consulting someone for harrassment. Check out the They are not good people at all.

Submitted by on Tue, 11/11/2008 - 07:54

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These people are a rip off. What happens is that if you have an OLD bad debt, and it's probably already been written off by the debtor (i.e., Sears), the debtor sell these old debts to collection agencies. The collection agencies in turn send out letters hoping that you will send them money. If your debt is over 7 years old, I believe it is unlawful for the original debtor to continue trying to collect the debt - they just write it off. But the collection agencies that buy this bad debt just fling mud against the wall and hope it will stick. Don't respond to them. Trash the letters.

Submitted by on Tue, 11/18/2008 - 10:55

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I got a similar type of call today. They said "if you are not please hang up. This concerns a debt collection please call 1-800-XXX-XXXX for more information. ."

By the time I got the pencil and paper, they had hung up. They read off the 1-800 number fast and only once. What's up with that? I mean, if you really are a legitimate agency, you'd repeat the number at least a couple of times.

On the other hand, if you are trying to make calls very quickly to a large number of people, hoping maybe 1 in 100 calls back, then the message will be short and sweet.

I have like a 750 credit score, very little debts, and I keep track of all my acccounts and debts online almost every day. Nothing is "overdue" and certainly not in collection.

Reading some of the postings here, I would only say that it appears that some folks might try to prey upon the guilty feelings of people or panic them by alleging there is some debt.

Make sure if you are paying a "debt" that it really is to the person to whom it is owed to. If you wire, money order, or send a check to someone, the money is GONE for good. And if that was not the person to whom the money was owed, well, you're screwed.

NEVER give out personal information on the phone - no social security numbers NOTHING. Identity theives troll for this sort of thing and once they have a complete profile on you, they can open up accounts in your name.

Nevertheless, these sort of calls are unnerving. I had a credit card stolen this summer. Maybe I need to run a credit report.

Submitted by on Tue, 11/18/2008 - 13:54

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You are entitled to a free credit report in many States every year (in Georgia, two per year).

The credit reporting companies websites don't make it easy, of course. They'd rather SELL you a credit report, or worthless 'credit protector' services.

Equifax has a free credit report link: equ m/fcra

Don't fall for "" or other come-on sites. They give you a "free 30 day trial" with a negative-option to cancel. Walk away from negative option, PERIOD.

My report was clean, just two credit cards and my mortgage, and nothing else. I probably dinged my old credit score by cancelling my sears credit card (open since 1984). But frankly, I have little use for consumer debt. And you should, too.

The BEST way to avoid debt problems is to avoid debt, period. Learn to live without and pay cash for cars and other items.

Can't pay cash? Don't buy it. People sell themselves into debt-slavery so they can have shiny objects like cars and wall-screen tee-vees. Stupid!

We ridiculed the Manhatten Indians for selling Manhatten to the settlers for $24 worth of beads and trinkets. 400 years later, half of america is in debt to credit card companies and the Indians are raking it in with their gambline enterprises.

Who's laughing now?

Just say NO to consumerism. Just say NO to debt. Buying groceries on your credit card is a BAD idea. Payday loans are just a way to bleed to death even faster.

Live without. You'd be surprised how "wealthy" a life you can have for free or nearly nothing.

Submitted by on Tue, 11/18/2008 - 14:45

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Recieved a letter from Mitchell Kay P.C. (personal cheat) saying I owe a debt that has already been settled July 08.
I kept all of my reciepts & have the credit report saying that it's been updated to show it's been paid. I called Mitchell Kay's office only to be treated rudely by someone who can't even speak conherent English. They also asked for my SSN & I said "NO" but they rattled off the last four didgets. HOWTHE HELL DO THESE PEOPLE HAS THIS INFO?? & how scary that they do. Is there anyone out there who has info about class action suit against them??

Submitted by on Tue, 11/18/2008 - 15:52

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They intimidate those that do not know the laws. Know your states Statute of limitations and have them verify the debt. Do not be intimidated they even respond to this blog, talking about freezing bank account do you know the loops the FBI has to go through to do that much less a fourth class collection agency on blogging on well they have been in business so long they must be doing their job right, nobody wants to pay bill, M&K is BS tell them to FOAD.

Submitted by on Wed, 11/26/2008 - 15:16

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i got a letter recently from the so called firm addressed to my Maiden name (i've been married for 6 years) telling me i owe money for an old bank account that "maybe" had a negative balance. i called and they couldn't even say for sure what it was for. they quoted me my old address and old cell phone number so i thought maybe i left a bank account with a negative balance but couldn't remember doing so. this was dated in 2000 and i just got this letter. now they've offered to reduce the debt to 1/2 of what i potentially owe. not sure if its legitimate or not so i'm checking with the bank. shady thing: i asked they mail verification of the debt or copy of judgment and mail to me but they responded by telling me to pay only 1/2. this is not on my credit report. bizarre.

Submitted by on Tue, 12/09/2008 - 10:42

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ok i just called the bank and Mitchell Kay DOES work for them and it is legit. fyi.

Submitted by on Tue, 12/09/2008 - 11:02

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I just got a letter today from Mitchell. N. Kay about a supposed debt from 20+ years ago from a cancelled credit card that (at least to my knowledge) was paid off. So glad I found this site before I called them. This, I might add, is a debt that has never shown up on my credit report.

Question: What happens if I just ignore this?

Submitted by on Mon, 12/15/2008 - 12:40

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Just checked the Statue of Limitations for my state - thanks for that advice. It's six years, although I've been warned that agenices like this one will move the timeline. But legally, it's the last date of credit card use with the original creditor

Submitted by on Mon, 12/15/2008 - 13:07

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i would fire off a complete C&D letter.send it certified mail return receipt.this debt is not only way past the say it might be paid far as talking to them i wouldn't.

Submitted by paulmergel on Mon, 12/15/2008 - 13:12


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saying they are collecting on behalf of Macy's (this was a charge account that went bad like 3 years ago). It says the original creditor might be willing to reopen my account if I paid them the past due amount. I called Macys & they said they do sometimes offer this, but I have to work w/mmmmmmkay law firm. Anybody have any experience with this?

Submitted by on Tue, 12/16/2008 - 13:54

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DO NOT pay them any MONIES, it's a SCAM!!!! They are NOT a legit company! Pull your credit report to verify if a phone bill has been delinquent! You have to be smarter than those theives!!!

Submitted by on Wed, 12/17/2008 - 13:46

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Recevied a phone call from this place today at 12 noon. Apparently it was the automated ringer stating that this was an attempt to collect a debt from my mother. Let me tell you, my mom is 73 years old (and all of her faculties are still intact and she has AAA credit!!!! It's a d**m shame that people will stoop this low to get money (by any means necessary). Well we probably won't be hearing from this law firm again after the words that were said to the quirky receptionist. They are not a law firm and they're too stupid to realize that folks are catching on to their scam!!!!!

Submitted by on Sat, 12/20/2008 - 19:06

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I have ignored all of their phone calls and all the letters, 2 at a time, from them for a long time and they have done nothing.

In the beginning they sent me letters in the name of an attorney from my state, I traced the chain of the letters. Then they started to send me letters from his "Plaza Associates" and now I get phone calls from his "Law offices of Mitchell N. Kay" about a very serious matter. I also get letters from his law office now too.

He uses these affiliated offices but he sends you letters on their letterhead so you will think the attorney, if you are in one of those states, is contacting you to scare you into paying. I didn't fall for it. I never got one phone call from another attorney on this. Only Mitchell N. Kay and Plaza Associates.

The Albert Law Firm, P.C. (Admitted in Illinois)
205 West Randolph Street Suite 920
Chicago, IL 60606

Yellin and Goldner (Admitted in Massachusetts)
2000 Commonwealth Avenue
Newton, MA 02466

Donald R. Moran (Admitted in New Jersey)
90 Main Street
Hackensack, NJ 07601

It also says he is admitted to practice law in New York and Washington D.C. but I think his law license in D.C. is inactive.

Submitted by on Sun, 12/21/2008 - 08:23

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(Link Removed by Shazzers as solicitations are against TOS rules)

Please read TERMS OF SERVICE for a more detailed description regarding advertising. Shazzers

Submitted by on Mon, 12/22/2008 - 19:25

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I got the 55% off letter from this firm last week. They say its from a closed checking account from 5 years ago from Wells Fargo. I had vetted heavily a few months ago to qualify for my fixed mortgage. I admit some little embarrassing things from younger days came up and I paid them down but nothing from Wells Fargo. Thank God I googled this firm.

Submitted by on Tue, 12/23/2008 - 06:40

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I had an outstanding account with T-Mobile from a few years ago for 459.00. I recently received a letter from Mitchell Kay and was immediately skeptical so I called TMobile to find out who my debt was sold to and it was Mitchell Kay. I have paid them one payment and set up the second payment for January. I trust that Tmobile would give me the accurate info so I just wait now to see if it all smoothes over. I requested a letter from Mitchell Kay saying my debt is paid in full after my final payment and hopefully I will receive it. Wish me luck with this one! :?

Submitted by on Tue, 12/23/2008 - 07:42

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I received a call from the office of Mitchell N. Kay and for some reason after I hung up the phone (I thought was odd because they called on my cell phone which is a work phone) I became some what upset. I had a charge card for Macy's which I never used but it was in my name, my son has been using this card for some twenty years. I pulled myt credit report tyring to find the account (I called Macy's with the account #, I evan called the nice man who was trying to get my son to pay the bill because he knew I had not used this card ever. But the card was in my name and I wanted to pay this so it would be one less thing on my credit report. Well I tried to find a collection agency on my credit report for Macy's but there was nothing listed and now I get this call from Michelle N Kay, please can some one help me to find out if this is legit. (I sent a payment of $158.00)

Submitted by on Mon, 01/05/2009 - 05:20

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I had my doudts aswell, i called the creditor to ask them if they had agreed with M N Kay PC about a pay off amount.
They confirmed that it was legitimate; if i doubt call the creditor and ask them if they hired M N Kay PC. We work to hard to turn if over to crooks.

Submitted by on Wed, 01/14/2009 - 13:32

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that hurt to look at it.i don't believe your story for second shill.this is a JDB bottomfeeder deluxe.end of story.

Submitted by paulmergel on Wed, 01/14/2009 - 14:35


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I had a Macy's account that was charged off. I received a letter from Mitchell N Kay also. They were collecting on behalf of Macy's, they didn't own the debt. After I paid, Macy's updated the report to a paid charge off. There was a lady who worked for Mitchell N Kay who was just crazy psycho, but I did have a guy that was very nice/polite & did take care of everything.

Submitted by on Thu, 01/15/2009 - 18:27

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these law firm is trash they try to get over on people i have a case from 2002 and not once i have gotten to court they dont do anything as well i got another lawyer and they are refusing to send him the paper work also theres a paralegle named laura freer she is a real nasty and rude person she needs to get fired,

Submitted by on Fri, 01/23/2009 - 09:41

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We recieved a letter today from Law Offices Of Mitchell N. Kay stated we owed a bill for a credit card we never had.This is ridiculous how these people are getting away with this.

Submitted by on Mon, 01/26/2009 - 15:05

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Thank all of you for your comments about these crooks. I was about to pay a dept that was 9 year old to these bums until I read the ftc consumer protection law. I called to confirm the payment address and was given a different one, so I knew they were slims!!!

Submitted by on Tue, 01/27/2009 - 14:37

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I contacted this company about an old debt from 1995, and they won't settle. Even though it is not my debt, there were no payments made since the debt has needed to be collected. They need to take what they can get, because otherwise, there is no hope.

Submitted by on Wed, 01/28/2009 - 10:19

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This firm is terrible. They not only harassed me, but also harassed my boss. I acknowledged the debt was mine but was under the impression from the c.c. company that I was on a payment plan. The rep Monica Arnold advised me I was no longer on a plan and must pay the total "NOW." She then messed up the transaction and told me to pay it again but w/ another form of payment. Throughout our dealing this lady hung up on me over six times. I spoke to her supervisor about this and he told me to move forward. What the hell.

Submitted by on Fri, 01/30/2009 - 11:04

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I find this company real easy to deal with.


I put all their mail in the file cabinet, a big wood stove, and never pick up the phone on the 50 times they have called me. It has been over a year since they contacted me. I am not saying everyone will have the same luck that I have had but they just sold it to a new company and that's it. They probably don't have any of my personal information either because nothing ever shows up on my credit report.

Submitted by on Sat, 01/31/2009 - 05:57

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I just got a call from these people - let my answering machine screen. they said my name on the machine and said it's about a debt. As far as I know, I am current on everything! In the mid 90s I was late and went through a debt management plan, everything was paid off, I never have had charge offs or anything. I am worried now that something weird is on my credit report. I've been getting calls for some unknown person on my phone so I wonder if this is his debt. This is totally freaking me out.

Submitted by on Mon, 02/02/2009 - 15:45

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Just got a message from them. Called and gave them a control # they left me and they wanted the last 4 of my ssn and my address, all they got was the tall boy!!!
Told them they could send me a letter like everyone else I pay money to.

Submitted by on Mon, 02/02/2009 - 19:29

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Just got a message from them. Called and gave them a control # they left me and they wanted the last 4 of my ssn and my address, all they got was the tall boy!!!
Told them they could send me a letter like everyone else I pay money to.

Submitted by on Mon, 02/02/2009 - 19:29

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Also got debt collection letter from Mitchell N Kay that I owe T-mobile 638 USD which I never open an account in T-mobile. I was calling them and told rep that I want to dispute and willing to provide any necessary document. Rep hang up my phone. Try again, hang up again. University student advisor suggests get help from general attorney consumer division. Hope can find way dispute.

Submitted by on Tue, 02/03/2009 - 07:16

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I am reviewing my credit report and working on making arrangements to payoff some debt. I ran into this debt with no information other than an amount due and a phone number to contact the Law Office of MN Kay. I called and spoke to a gentleman who did not sound like he knew what he was doing. In any event after feeling a bit weary about the comments made in my effort to inquire about this so called unpaid debt, he transferred me to a floor supervisor who told me that i could pay them 150 right now to settle the debt. I asked him if he was an attorney and did he have the authority to make a settlement offer. He claimed that it was a T-Mobile account but could not give me an account number. My only concern is that i gave him my social and now i am worried. Long story short- this supposed office would not send me anything in writing unless i paid them a minimum of $100.00. They would not even send a settlement offer in writing. if that does not sound shady, i don't know what is! REALLY CONCERNED!

Submitted by on Tue, 02/03/2009 - 09:51

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I received an automated voice mail stating that this was an attempt to collect a debt from the law firm of 'Mitchell and Kay' and if the message has reached someone other than, , then erase the message and disregard. I called the 1-800 # and a woman answered the phone (she had a "foreign" accent) sounded like she was working in a daycare center and every time I tried to ask a question she put me on hold. Finally a different(accented) lady asked me for the last 4 of my SSN, again, when I started asking questions I would get put on hold. I smell a rat! I told her that 'I will not give you my last 4"! She tried to persuade me by saying that she didn't want to give out sensitive info to the wrong person. She said 4 #'s and asked if that was my SSN. I said your wrong that's not me. She replied that she would remove me from their call list. To all beware!! If a company has a legitimate claim or case vs. you, then wouldn't they have the info needed to get what they want.? If it sounds like they are fishing for info then it's a fraud or scam.

Submitted by on Tue, 02/03/2009 - 14:02

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People who state that Mitchell and Kay is not a reliable firm I would want them to stop misleading other ppl about the firm... I was working as an executive at this firm. Recently I resigned from M&K for personal reason. However, M&K is a very trustworthy lawfirm.

Submitted by on Wed, 02/18/2009 - 06:57

( Posts: 202330 | Credits: ) worked for a compost heap of a CA playing go away.

Submitted by paulmergel on Wed, 02/18/2009 - 07:04


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I got a letter from them to settle on a debt that is 10 years old. I told them to call back today so I could talk without my kids interupting me. When they do, I am going to let them know that the debt that they are collecting is 1) Past the statute of limitations that the FTC has set, 2)NOT on any of the 3 credit reports I got and 3)I am going to report them to the BBB. I will let you know how this pans out.

Submitted by on Wed, 02/25/2009 - 09:59

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The FTC has nothing to do with SOL. SOL is determined by either the state or the UCC. What state do you live in? Telling them you are reporting them to the BBB will likely just make them laugh. You haven't really posted enough info but it doesn't sound like they are doing anything wrong. Just because a debt is past SOL doesn't mean that it is uncollectable. If they become harrassing, then report them to the FTC, your AG, their AG and the ACA.

Submitted by NASCAR_Devil on Wed, 02/25/2009 - 10:35


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If you have been wronged by Mitchell N. Kay, you should complain to the NY State Bar about him and his associates see their webpage at
Mr Kay's NY Bar number is 1538412, his associate William Siegel's NY Bar number is 1137108.
The NY Bar gives both men's address as 7 Penn Plaza, NY 10001-3967

NEW YORK STATE BAR ASSOCIATION, ONE ELK STREET, ALBANY, NY 12207 PH: (518) 463-3200 FX: (518) 487-5517
You must DO something or this scum will get away with his harrassment.

Submitted by on Wed, 02/25/2009 - 15:51

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This is a scam and they should be prosecuted.

I received a letter on my twin brother's name stating he owed 374.63 from T-mobile offering to settle for 187.21.

The letter stated that if you do not dispute the validity of this debt they will assume it is valid.

So I called them requesting to send me proof that this debt was valid....... because my twin brother DIED almost 4 years ago!!!!!!!!!!.... and I am sure he took care of all his "debts" before that.

This was a clowny letter..... and they "apologize" for this when I told them my brother was dead.

This is all part of a scam to get money.


Submitted by on Tue, 03/03/2009 - 09:17

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