888-587-0752 - Has anyone dealt with this law office?

Me & my husband started receiving letters in the mail for this bogus company about 6 months or so ago... stated we owed them 234.35 and would take a lump some of 117.18 if i paid it now...its apparently from a wells fargo CC??? which i or my husband has ever had!!shows the account was opened 2 years before i was 18!I wasnt even old enough to have a credit card how the hell did i open that!!! i have never responded to any letters they have sent us...we have checked our credit reports and it shows nothing on any "debt" with this company. Needless to say after reading all these postings about this company i will be trying to report them. DONT PAY!!!!!!! ITS BOGUS!!!!!

I was in the process of cleaning up my credit. I owed Macy's some money and Mitchell N. Kay was now in charge of the account. They offered me a settlement in two payments, which was still financially impossible for me. I sent them a letter asking to please turn this into four payments. I was very polite in my letters and sure enough, they responded with a YES! I asked and also got my Macy's account re-instated.

I had to send a few letters back and have them edit everything we agreed upon in writing. It took me a while to send the letters back and forth, and to clean up my mess but I did it. Just be patient and get EVERYTHING in writing.

Everyone should file a complaint with the Fair Trade Commission. They have a toll free number 1-877-382-4357. They will collect complaints to determine a pattern and then investigate. People need to file a complaint as well as post. It was not until we contacted the FTC and the NY Attorney General has we saw action. It took two months but we finally have resulted out issue. Whoever previously referred to them as "scumbags" was way too kind. I will not post what our family thinks of them. As frustrated as we have been for only two months I can't imagine others who are continuing on their quest. Good luck and our prayers are with you.

I recieved a letter fomthem as well... about a hsbc credit card in my name four years ago. Four years ago i was not even old enough to have a credit card. They said i spent 1600, bt they were willing to take 400. I was not willing to pay anything. I called the lady said put it in writing and fax it, did that no call no letter. soo i called agian and she said that she would have someone call me once they had an answer that was in january, have not heard anything since.

I just got a very rude call from The law offices of mitchell n kay about a $800 phone bill from a place that I lived at 6 years ago and it's from way after I moved .... the phone company notes that I had already moved when the charges were made and that I had closed the account, but these guys are telling me that I'm still responsible and can settle it for $379 when I told him that it's wrongful he asked me If I seriously cant just spare a few hundred to fix my credit?

I owe a lot of money to Amex. I was making payments (what I could afford) about two weeks ago I received a call from Mr. Grant at Mitchell N. Kay. We went back and forth regarding this account and what they expected me to pay. They offered me a settlement which I accepted. It was significantly less then I owed so we accepted. I had to beg and borrow the money to pay this debt. The problem is that today we put the money in the bank but of course the bank puts a hold on the check so the funds are available until next week. Mr. Grant blew a head gasket. I don't know how else to get 12,000 grand to him without having some kind of hold. Now he says the deal is off and they want the full amount. Does anyone know what we can do? I don't control the bank. We offered to show him that the money is in the bank and when it will be available but he said no deal. My only other recourse is to give the money bank and file for bankruptcy but I don't want to do that. Help...anyone?

Beware of this law firm! They phone reps will give you inaccurate information regarding their address. I Googled the law firm and gave her their correct address. Contact your state's attorney generals office consumer complaint division and the BBB about their business practices. But remember; ask for verification of a debt. And if the debt is not yours or paid-in-full, write to the original creditor and make them aware of this. Don't give in so quickly.

This may not be Mitchell N. Kay's fault at all. Nor have I talked to them -- yet. But what brought me to this thread is two phone calls from Mitchell N. Kay -- to collect from a guy I dated twice three years ago! It's a little creepy -- did this guy give my number to contacts as a way to reach him, although he barely knew me? Did he just want to give someone a "fake" number? Before I called Kay, I wanted to know something about who they are, as I am going to DEMAND that my information get removed immediately, but of course I have no proof that it will be, especially based on some of these posts. [If I request to be removed as a contact, I should be removed -- but I should add that I haven't seen the guy since our last date three years ago and I have no idea how or where to find him, aside from Google. And I'm now remarried, so it feels like a violation of my personal/family space to be getting these calls on my home machine from Kay.]

I, too, am getting numerous phone messages left on my cell phone from them. I don't know the person they are looking for (who may have had this number in the past). I get so many messages from collection people looking for Sonny Martinez that if I ever meet anyone by that name, I will strangle him with my bare hands. It does no good calling this firm and asking to have my number removed from their records.

I recently recieved a letter from Mitchell N. Kay and have been repeatedly harassed at work by them. I had been paying on an account through another agency on a regular basis. When I called I spoke to a Paul who was very rude and wanted SS # info. When I refused as offered a reference # they had left he hung up on me. I attempted to call back 3 times and he repeatedly hung up when I would not give him my SS info. Who are these guys? They have threatened me with several things if I don't pay in full.

this place is a scammed place, and they are trying to scam me out of hundreds of dollar also

MITCHELL N KAY OFFICE IS DEFINATELY NOT ON THE UP AND UP. WHEN YOU CALL THERE IF THEY EVEN ANSWER THE PHONE YOU GET SOMEONE WHO BARELY SPEAKS ENGLISH. HE SENT MY DAUGHTER A LETTER AND AFTER INVESTIGATING THE DEBT WAS VALID BUT NOT HER FAULT AS THE BANK AHD MADE AN OVERPAYMENT AND THEN TRIED TO CHARGE HER $100.00 IN FEES. I TALEKD TO THEM AND WAS TOLD THE AMOUNT TO PAY AND I PAID IT IN TWO CHECKS,. HE CASHED THE FIRST ONE RIGHT AWAY AND NEVER THE 2ND ONE. I PUT A STOP PAYMENT ON THE CHECK AND AM SENDING THEM ANOTHER ONE. IF WITHN 30 DAYS WE DONT AHVE A LETTER WITH IT OFF HER CREDIT REPORT WE WILL GO TO THE ATTONEY GENERAL FOR THE STATE OF NEW YORK. THIS MAN IS NOTHING MORE THAN A SLEAZY BILL COLLECTOR.

I keep getting a hit on my credit report every month from these people. I have no idea who they are or what their problem is. The amount they keep dinging me for is 68.00. I do not even know who to call to find out about it. I have never been contacted by them. This has been going on for 8 months. It can't be doing my credit score any good. I don't know how to call them off.

I received a letter from this company back in January that explained I owed a debt to DirecTV based on service from 2/07 to 12/07. However, not long after I started service with DirecTV, I called to cancel it. I had to pay any account balance in full before I could cancel my service, and DirecTV never made any further contact with me.

After claiming that I owe $190, the letter from MNK provided a DirecTV account number that may be wrong (still verifying). I sent a letter requesting verification of debt, and I received a reply nearly 60 days later.

I requested proof that (1) MNK owns the debt, (2) MNK is licensed to collect in New York State, (3) Complete payment history, starting with the original creditor, and (4) a copy of the original agreement that proves I must pay what is owed.

MNK's reply consisted of a letter from MNK explaining that the statements I requested are enclosed. Enclosed are 2 things:
(1) a letter on with a DirecTV logo at the top from "DirecTV Collection Department" dated 21 April 2009. The letter is addressed to me at my current address, not at the address that I had service with. It explains that a copy of the original agreement is available online. It explains that they have reviewed all charges and determined them to be valid. It is not signed, and asks for the payment to be mailed to DirecTV via PO Box 78626 Phoenix, AZ.

(2) A generic spreadsheet that does has nothing in common with a DirecTV bill. It displays the same account number, and my name, minus my middle initial and suffix, which I indicate to all utility companies to keep my information from getting confused with my Dad's (before you ask, no, this debt cannot be his). This spreadsheet lists dates and fees, but they are all from dates after I cancelled service and paid in full.

I am convinced that the documents MNK has provided have nothing to do with DirecTV, and that MNK in fact typed them up themselves. However, I have no proof.

I have contacted DirecTV to try to obtain validation of my account number, and, if possible, any outstanding debt I may actually have. It's only been a day, but I'm still waiting to here back from them.

What options do I have? I requested verification, they did not comply within the 30-day time limit I requested. The documents the provided are shady at best. I have no proof that MNK is in the wrong.

Any advice would be greatly appreciated.

you should have requested validation.they verified.basically all they had to do to verify is produce anything saying you owe this.they even probably typed it all themselves.validation is different and more difficult to produce.it is actually something from the original creditor.even a letter,but it must be from direct tv.not MNK.re-send your letter and request validation not verification.

Right, sorry for the confusion. In my letter, I specifically said: "This is not a request for ???verification??? or proof of my mailing address, but a request for validation made pursuant to the above named Title and Section"

well then they validated nothing.re-send the letter,but include just something stating that wasn't validation.also send it certified mail as well.

The law offices of Mitchell N Kay are a reputable law firm of which i have never had a propblem. I too received a collection notice from them, paid it off and my account was settled. I think you are all a bunch of people upset about having a collection agency hounding you for money that is rightly owed.[samebox:7f88845e90="paulmergel"]this is a humanoid.they work for this rent-a-lawyer.after 17 pages of complanits they had to have an employee come on and give the company line.nice post.in the time it took to type that nonsense they called and threatened someone.i'm sure of it.humanoid.[/samebox:7f88845e90]

i just received a call from mnk re old credit card which was stolen and supposedly closed out 16-20 yrs ago. was told it was issued (opened) in 2001. was given card # and verified last 4 of ssn. i disputed the debt, explained the theft situation and refused validity. what now?

I'm sorry you think that we are all simply mistaken about the validity of our supposed debts. If my debt were valid, the creditor would have confirmed that there was a debt, and that it has been handed over to MNK. However this is not the case. Nor can MNK cooperate with me in accordance with the FDCPA.

This is why people come to this forum to discuss problems with this company. As the moderator explained, if MNK was not a business with questionable integrity, there wouldn't be 17 pages of complaints spanning several years.

I have had the unfortunate chance to be sent to collection agencies in the past and learned early on...trustworthy or not, do NOT pay them. If you owe the debt to Macy's, pay Macy's. Send the payment to the company with whom you owe the debt. If a legit debt, they will generally forward your payment to the debt collector because they have already sold your debt. You have proof you paid the company should anything ever come back. Then notify the debt collection company that your payment was sent to whom you owed the money. Many times, these debt collection companys access peoples credit reports and find debts that are old and will use those to collect money..it is a scam but many many of them do it. Before you do anything with a debt collection company, refute the claim. By law, they have to give you 30 days to refute. Write to them and ask them for proof of the debt including the name and address of the original debtor...That is who you send the payment too. :!:

I Just got off the phone with a woman i could not realy understand! I am in Iraq on the 1st half of my deployment, when i was told about something on my credit report. there is a 356.00 fee fron the law office of M.N.kay! well on the phone the lady told me she cant find anything, so she gave me another number to call! I did and got an machine. I called back but this time i got some one else, got my info down but my payment was declind becuase of the address. their computer would not except it even though i recieve mail there when i am home

I Just got off the phone with a woman i could not realy understand! I am in Iraq on the 1st half of my deployment, when i was told about something on my credit report. there is a 356.00 fee fron the law office of M.N.kay! well on the phone the lady told me she cant find anything, so she gave me another number to call! I did and got an machine. I called back but this time i got some one else, got my info down but my payment was declind becuase of the address. their computer would not except it even though i recieve mail there when i am home

WASS MNKAY # PLEASE

If Macys has sold the debt, they are either going to shed the check or return it to you....they do not have the time to be looking up which JDB bought the debt and then be forwarding a payment that the JDB cannot even legally cash. So there goes any proof....and it still may be a legitimate debt.

Collection agencies just do not access peoples credit reports to look for stuff either. That is highly illegal and simply not profitable. So I dont know where you are getting that information Old debt is sold and they can get info with the crap shoot of just pulling a report.

may i have mn kay toll free #

may i have mn kay toll free #

mitchellnkaylaw dot com

1 866 360 3992

mitchellnkaylaw.com

Interesting company that hires only people from India but they're based in New York...yeah right.

Call centers outside the US take advantage of several loop holes in legislation and are not accountable for their practices. This is a scam. Do not give them any information. Protect your identity.

I also received a letter from these clowns this week trying to collect on an account that I knew I had already paid off. I contacted my credit consolidation company and I paid off this account in 2003. My advice would be to definitely research the account they are collecting on before you pay it. I'm sending the validation letter today.

I stupidly gave them my account information, to set up payment for the next 4 months. I called my bank to stop payment. That should be enough to keep them from getting into my account, right?

I received a letter from Mitchell N Kay stating I owe a past debt from a loan $30,000. They are willing to settle the acccount for 40% of the balance. The letter does not have any details of this debt. I called the toll free number and spoke to a rep which could not give any information on this debt his english was broken he was rude and hung up on me. I called again and spoke to another rep, she stated to send a letter disputing the debt.

And now I join this group with the same problems everyone here has described. I am glad I found this site and read everything. I do not owe any bill from three years ago. I just found out today they have ruined my credit. How can someone ruin a persons credit without having a judgement in court decided against you? Is it that easy for anyone to file with the credit bureaus?

They were rude on the phone and and they won't send me any original documents verifying the bills they claim I owe. I felt this was scam from the start. I now have to fight to clean up my credit history. Where's the government help when things like this exist.

POed

And now I join this group with the same problems everyone here has described. I am glad I found this site and read everything. I do not owe any bill from three years ago. I just found out today they have ruined my credit. How can someone ruin a persons credit without having a judgement in court decided against you? Is it that easy for anyone to file with the credit bureaus?

They were rude on the phone and and they won't send me any original documents verifying the bills they claim I owe. I felt this was scam from the start. I now have to fight to clean up my credit history. Where's the government help when things like this exist.

POed

According to the FDCPA it is illegal to misrepresent yourself as an attorney in order to collect debt as this "Mitchell N. Kay" chooses to do, These people are sketchy, they're not even bbb certified, they've under gone numerous class action suits for deceptive collection practices. DO NOT TRUST THEM.

i just recieved a call from mitchell and kay and all they said on the message that they left was that i needed to call them back. I called them back and they put me on hold for a godo 5 minutes until they came back and asked me my phone number and name. then they tried to tell me that they were calling on behalf of my bank and that i owed them $474.20!!! Now i still deal with my bank, same bank that i've ever been with. If i owed them money wouldnt they have dropped my account or just deducted it from my account? I called my bank and they said that i dont owe them a dime! this "law office" is nothing but a scam. i wouldn't send them a penny!

I do owe the debt theyare trying to collect. My account was tuerned over to another agency, i made the initial downpayment and set up monthoy payment that were barely affordable. before the next payment ws due it was sent to Mitchell Kay. They want a huge down payment or else! A Rm. Paul thereathened me, my home and assets. He would not allow me to speak at all. Another gentleman insisted on a huge some of money immediately. The refused to give me a fax number,. I contacted the original owner of this debt. I had been a great client for 20 years but recently lost my job.
They have opened a complaint file on Mitchell Kay. The fax number they gave me to notify Michel Kay to cease conacting me did not work. I faxed my original creditor and make my payment directly to them. I have kept my payment arrangements. Mitchell kay is not going to change them I found their email on line and sent my letter to them inspite of their efforts to not allow me to contact them in writing.

BEWARE DOGS AT BAY>

I started getting phone calls from this mitchell n. kay in february 2009. The man that I talked to said he was sending out letters letting people know that their accounts were sold to them, mine happens to be Capital One. It is now July 2009 and I have yet to get a letter of validation that this is really a debt collector. Thay call my house every few days and leave a very personal message on my machine, when I know that if my husband heard it it would be 3rd party diclosure. My husband knows my debt, but this account was opened 10 years before we were married. I really don't plan on paying this "law firm" any money!!!!

Young lady called my cell phone after 8 p.m. Central Time representing the Law Office and was very rude.

SCAM!!! I knew from the beginning when I got the call it was a scam because they were trying to settle a debt for a credit card I never had not to mention they were telling me the debt was from when I was in the 2nd grade! So I played stupid & got all the info from them so that I could and I am now reporting them to the BBB, local authorities and the credit card company. Seriously - how do they sleep at night?

I agree this so-called law firm is a scam! I to was hung up on, after I asked if this was Plaza & Assoc. or Mitchell N Kay? So I called back and the person didn't know what to say. I was called from 866-430-7175 and when I called to find out what it was about I was told, Directv and I needed to call Mitchell N Kay 866-357-2332. Well I called the 2332#, Some guy answers Plaza and Assoc. ? Ok, Same call center. You can hear them all in the back ground, I blasted the guy who wanted to transfer me. These people are not, the sharpest pencil in the box. Yes I will be calling the BBB.

The Law Offices of Mitchell N. Kay of New York, NY, left a message with my husband on 07/07/09 for me to call them at 800-420-9132 x5238. I googled them and found out they were a scam collection agency. I then ordered my credit report from Experian and it came back perfect. On 07/09/09 I received a call from them again and the man told me they were calling about the $17,000 I owed Capital One. I told the man I never had a Capital One account and that I had a copy of my credit report. He told me social security numbers don't lie and hung up on me. Then I called Capital One and spoke with with Roy Marquec, ID# TFI, of the Capital One Fraud Division (800-427-9428), where Mr. Marquec confirmed that I have never had any accounts with Capitol One. Mr. Marquec checked both my social security number and my name and address to see if there was any record of an account with them and found no accounts. This law office has been known to freeze bank accounts. I have reported them to the NYS Attorney General (where they are already under investigation), to the FTC, and to the NYS Bar Association.

These people are crooks. They keep calling me asking for different people. I told them today if they call back one more time I would be contacting my attorney. When I said that, they hung on me.

I received a letter to settle a debt that already was disputed and has been expired. The best thing to do is to send another letter and dispute the debt. Once they receive the dispute letter they close your file.

Or send them a Cease & Desist letter, via Certified Mail Return Recipt Requested. If they contact you after they have received it, log it, and sue them for the FDCPA violation.

The Law Office of Mitchell n Kay is not a scam...
If u disputing the debt...and its back into collections..it means that the dispute wasn't in your favor... Get some kind of proof stating that it wasn't your debt...and fax it to them....

Very funny but not at all clever, I removed your phone number from your username, do NOT include it again, I will continue to remove it. Solicitation is against TOS rules, Shazzers

This is not a scam...
go to Very funny but not at all clever, I removed your phone number from your username, do NOT include it again, I will continue to remove it. Solicitation is against TOS rules, Shazzers

I got a letter from Mitchell N. Kay today...They wanted me to pay 249.99 for some unpaid bill in 2000. However, I was in 10th grade at the time! I hadn't even had a job at this point in my life, let alone some sham bill from a company they refused to give me any info on.
I also bought a house six months ago (my credit was checked) and there was no such delinquency. Total SCAM! SCUM-BAGS!!