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888-587-0752 - Has anyone dealt with this law office?

Submitted by on Thu, 02/02/2006 - 21:57
Posts: 202330

I got a debt settlement offer from law office of m.n.kay on behalf of FDS Bank/Macys
before I send them my money I want to make sure this is legit, and im not gonna send a bunch of money to some people and not have my debt paid off.
has anyone dealt with law offices of mitchell n. kay in the past?
thank you! :D

just sue mnk!

Submitted by on Thu, 04/05/2007 - 21:01

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Anytime you receive a settlement offer make sure you get it in writeing first. DO NOT pay anything until you have a letter stating that amount will settle the account in full.

Submitted by on Fri, 04/06/2007 - 10:29

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I just recieved a letter from mr gay also, and i was about to pay it. I remembered this site and decided to search his name. Now I know it's a big scam and i'm NOT going to pay this crap at all. Can you just pay the original bill with the original company that you owe money to? I think i'm going to try that. I got a paper in the mail saying i needed to pay a t mobile bill that will settle it. It looked fishy. It said I have to respond within 30 days or else. Screw you Mitch! Your not getting any of my money! I live paycheck to paycheck and i'm only 21 years old! I would rather die than to have to pay this scumbag. If I had the choice, i would strap some dynamite on me and go jihad on mitchell. lol. I have no idea on how to clear this. I'm sending a copy to my professional paper guy to see whats up with this.

Submitted by on Sat, 04/07/2007 - 21:57

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If I had the choice, i would strap some dynamite on me and go jihad on mitchell.

That's the funniest thing I heard all week!

John, contact the original creditor...if they've sold the debt, then you will not be able to pay them. If they've just assigned the debt for collection, then you might be able to work something out with them.

Submitted by Morningstar on Sun, 04/08/2007 - 03:17


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I have a settlement letter from this office and the debt is truly mine (Speigels). Should I pay this and hope for the best?

Submitted by on Fri, 04/13/2007 - 04:39

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I got a letter from this Mitchell N.Kay in the name of a Connie Bailey-Morris and I don't even know this Connie Bailey-Morris. What can I do to stop these letters from harassing me?

Submitted by on Sun, 04/15/2007 - 06:33

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if we don't have any debts then no such collection agency will call us. we should be responsible for everything we borrow. we must remember that we used the services of a certain company and it is our responsibility to pay it. under fdcpa law we are very protected and we must not abused it. this is just a give and take scenario.

Submitted by on Fri, 04/20/2007 - 00:37

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the problem is that some of these are not valid debts... some debts have already prescribed. some of the agents do not know what they are talking about...

Submitted by on Mon, 04/23/2007 - 20:59

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We have received a letter from this "Law Office" regarding a debt from 1995 that was disputed to another collection service 2 months ago. That collection service did NOT provide evidence as to the validity of the debt within the required 30 days as noted in their original collection letter. Can they even try to get a 12 year old debt? I thought that was illegal if the last activity is over 7-10 years ago. It isn't even on my credit report that's how old it is...believe me I looked. I am afraid that this company is so unscrupulous that they will actually try to post it to my credit report even though the debt is too old and has been purchased from the original creditor by 3 companies now. Can they do that?

Submitted by on Tue, 04/24/2007 - 06:50

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What does some have been prescribed mean? This is definitely not a valid debt. It is not mine - I never had a card with the company they claim and no-one seems to be able to get a hold of evidence for it. Should I hire my own lawyer to write to them on my behalf or send them a notice of intent to sue if they persist?

Submitted by on Tue, 04/24/2007 - 06:53

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when something has prescribed - under the law, it means that the other person cannot enforce a right (which might had been violated) or can no longer assert claim over something. like some (or most of the debts) being collected by MNK, some of these has already past those periods when they can be validly collected.

Submitted by on Sun, 04/29/2007 - 02:03

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1. Stay calm when you receive a calm from Collectors (MNK) even if you really want to crush them on the phone (if that's possible)
2. When they ask for the last four digits of your social, verify it. They just need the last four, not your entire social number.
3. Get the collectors complete name.
4. Let them state the Mini miranda and call recording disclosure, it's for your protection really, that's required by fdcpa. Dont cut them off.
5. Ask when was the debt incurred.
6. Ask who was the original creditor.
7. If they give you attitude, stay calm.
8. IF you want to have your own lawyer to call them up, tell them. Most likely they will tell you you wont need a lawyer anymore for a 100$ debt or something. But tell them that you want to protect your rights.
9. Ask them for the reference number - for their callback number and for their supervisors name.
10. Their office is located at 7 Penn Plaza in NY, NY.

Note: Does Mitchell N. Kay really exists? OR is it just their company name?
Are the agents really Americans? Some of them has a different accent. Are they outsourced?

If you feel that you are violated, tell the collector.

Submitted by on Sun, 04/29/2007 - 02:28

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^^to cajunbulldog: yes, i understand that, but you see, these collections agency, they get the debtors number through skiptracing, wherein they had to get/call all the numbers of the Same paerson (say, John Smith who used to live in NY when the debt/account was incurred/opened) so they would call all JOhn Smiths found in the vicinity of NY - and sometimes, they get the wrong person - though same Name, but different socials.

If a certain John SMith (with the same name as the debtor, but diff SSN) gets a call, and would hung up because he doesnt want to verify the last 4 digits of his social, then the collector would assume that he is the debtor whom theyu are looking for.

thats why verifying the social is important, because they (MNK) might have just gotten a different John Smith :)

Submitted by on Sun, 04/29/2007 - 23:17

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6 months ago I was sent a letter regarding the payment of a debt would be reevaluated if the payments weren't late. Payments have been made on time and I was wondering when or if the account is to be reevaluated. Also, the invitation code on my letter comes up "invalid". The code you have given me is mnk99M***

Personal info removed for your safety - Mike

Submitted by on Mon, 04/30/2007 - 17:00

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I received a debt collection letter from Mitchell N. Kay for a debt that is over 10 years old. Isn't the statute of limitations up on a debt that is this old? It hasn't been on my credit report for 3 years. Does he have justification to come after me?

Submitted by on Mon, 05/07/2007 - 16:11

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They are practicing unlawful collection act I am filling a claim with them ftc. They will not provide any documents and verbally abused me and character. If you owe a debt from 7yrs ago do not pay. They debt should be off your record if not call the breau to have them removed. These people are a scam and I want them out of business. They will not get a dime from me I will pay my creditor themselves

Submitted by on Sat, 05/19/2007 - 08:53

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They keep harrassing me by calling my boss at his personal home phone number which is unlisted. I have no idea how they got that phone number! I told them to cease and desist and they told me they would not.

Submitted by on Wed, 05/23/2007 - 09:20

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I have excellent credit, do not owe anyone and I'm getting harrassing calls as well. I've researched these people and they are in a class action lawsuit for wrongly trying to collect debt from innocent people. They must be stopped!

Submitted by on Thu, 06/14/2007 - 03:04

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Hi. I have had some issues with these guys as well - basically trying to charge me for an account in my current state, but from 5 years ago when I didn't live here. They too asked if the numbers on social matched and I told them no, name is spelled differently than mine, no addresses are the same, I never had an account with the company, etc. It's ridiculous. The man I spoke with gave me the following information to dispute the claim:

Send a letter saying you are disputing with the information to Lw Offices of Mitchell N. Kay #7 Penn Plaza, Suite 1500, New York, NY 10001

or, fax to

(212) 330-9668

Hope that helps someone else.

Submitted by on Sun, 06/17/2007 - 09:04

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i just got a letter today and this law office is claiming that i owe them over a thousand dollars for a credit card that i dont even own. I called the law office and told them that i don't even have this credit card and they hung up on me. I checked my credit report and there isn't anything stating that i am in collections. Don't fall for this! call around before you pay them

Submitted by on Mon, 06/25/2007 - 16:31

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Attorney Detail
as of 06/28/2007

Registration Number: 1538412

NEW YORK, NY 10001-3967
United States
(212) 594-1991

Year Admitted in NY: 1962
Appellate Division Department of Admission: 2
Law School: BROOKLYN
Registration Status: Currently registered
Next Registration: Jul 2008

Submitted by on Thu, 06/28/2007 - 10:18

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I paid a bill off (a settlement through Nationwide Recovery Systems) and every year I receive a bill for the balance from a different creditor. It was cleared on my credit reports, but it is some sort of scam that is either trying to collect money from unsuspecting consumers for bills that are either settled and/or not reported on your credit report. If the bill isn't on your credit report DON'T PAY FOR IT--it is a lost debt. If it is on your report, figure out how long it will be on your report (it may be 3 more months and they are trying to get whatever they can from you). If you did already settle it, send proof to the new agency and the credit bureaus and the Better Business Bureau.

Submitted by on Sun, 07/01/2007 - 12:56

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Mitchell N. Kay is a scam company. I had an account with T-mobile about 3 years ago, and the account went into default because at the time I got laid off from work and couldn't afford to make any payments. About 3 days ago I received a letter from Mitchell N. Kay stating a settlement for this account for 40% of the actual amount. So, I thought wow, that's all. I called the company (Mitchell N. Kay) and took them up on there offer. When I went into work the next day, I looked them up on the internet and saw all of these fraudulant & rip off reports under there name. So, I got curious. I called T-mobile and told them everything that happened. They told me that this is not the company that received my information about this account and that Mitchell N. Kay is not legite. Do your research about a collection agency before you send any money out to them, I did. By the way I never sent them any money. If you have received any letters stating a settlement for a debt, call the company that you have had or still have an account with first, to see where & who they sent your information to and follow up on it.

Submitted by on Mon, 07/02/2007 - 08:38

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I recently got a letter frm this firm saying that I could pay off a past debt of $100 for $40...
And then I recieved a telephone call from them (recording) stating if this is "name" stay on the line and verify ...I did.... not knowing what it was about..and then it gave me a reference number and their telephone number to then stated that I have verified it was the person that owed the debt and hung up.....
I am really confused about what to do, cause I had almost just sent out the payment and then I was skeptical and looked online...good thing i did!!

Any suggestions??
That would be great :)

Submitted by on Tue, 07/10/2007 - 17:19

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So, I just got a letter from these folks today. The letter was forwarded by family, since I have not lived at the address in question for TWENTY YEARS.

Their claim was that I owed for the Gas and Electric bills for that address.

1) I've never been on the gas and electric bills for that address, it is my father's home I lived there as a TEENAGER

2) My father still lives there and is current on those accounts, which he has had for more than twenty years.

I don't think these people are even a legitimate debt collection agency. They are just another predatory criminal group out there trying to get people's money.

Figuring that few people will take the trouble, I've contacted the New York Bar Association to see about complaining if this company IS involved with a real attorney. I figure if a real attorney is letting their name and firm be used this way, it is - at least - negligent to allow themselves to be used to perpetrate fraud.

Submitted by on Wed, 07/11/2007 - 13:03

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I received two bills from this company and I am afraid that they will try and seize my accounts. The funny thing is that the bill came in my maiden name. I have been married for 10 years! Sounds fraudulent to me. Does anyone know how to make them stop harassing me? I have moved from the state that I originally lived in 6 years ago and my phone number is unlisted, yet they still managed to find me.

Submitted by on Thu, 07/12/2007 - 18:11

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hey guys,
my amex card was way overdue and it was handled by plaza associates - now I call them and they say that its been redirected to a law office - guess which - law offices of mitchell n kay.
???? was never called or contacted by this office, I called them and they told me the exact amount of my AMEX debt and how I could pay it.
after reading all this, I hesitate to pay them this amount but I should and want to pay it asap too.
any advice??

Submitted by on Fri, 07/13/2007 - 09:32

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1) How can they seize the funds in your bank accounts?
Where would they obtain this information?
2) Their website ( is not a valid site.

Is this person for real. I am being asked to pay 50% of fraudulent charges on a Master Card. They are asking me to make the check/money order/check payable to their "client". Has the client extended power of attorney to allow MNK to endorse in their behalf? Any suggestions?

Submitted by on Mon, 07/16/2007 - 19:07

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very bad experence with these "RUDE" people! Plan on calling New York Bar Ass. ! Here is another number that I found, (617-964-0987)

Submitted by on Wed, 07/18/2007 - 17:01

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We have filed a bar complaint against him seeking revocation of his license. His office has done some pretty bad things and made false representations and claims about my client... to me even!! I cannot believe what his office staff comes up with.. pure fabricated nonsense...

Submitted by on Fri, 07/20/2007 - 11:48

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I am also under scrutiny with this idiot. I got brave and called their telephone number and they answered as "Mitchell N. Kay Law Offices and when I confronted them about their name showing them as a Scam, they denied it and said that if it was true, then they would have been closed down.
So I'm willing to start the ball if I can get some support from everybody else who have been Scammed by these idiots. You can reach me through my email: email address removed as per forum rules - Mike

Submitted by on Thu, 07/26/2007 - 09:31

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Got a letter today from them and went on line to see what was up on their website. They ask for the reference code the letter, first/last name and last four of ss#. nothing matched up..called them and gave them the same info and they have no record of me, not to mention the fact that the debtor is a firm that i do not have any account with. SCAM!

[color=Red]****Adult term removed - Jason[/color]

Submitted by on Thu, 07/26/2007 - 12:31

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Hello, I am trying to find out if the offices of Mitchell N Kay has a email so that i can pay a debt off.

Submitted by on Fri, 08/03/2007 - 10:39

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my husband rcieved the same letter form. I also want to know if this correct. We just bought our home and we did not find the credit on the report if it such then why wouldn't they report it

Submitted by on Sun, 08/05/2007 - 22:08

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These guys got me at work. They referenced a debt that I did have and I even gave them routing and account numbers, like a fool. However, I realized that i just have verbal information and nothing in writing. Should I have the bank dtop payment before they withdraw next week? I live in CT

Submitted by on Mon, 08/06/2007 - 09:53

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I just got a letter from Mitchell N. Kay offering a settlement for an account I have never had. Anyone have advice for how I can nip this in the bud before they hit my credit rating?

Submitted by on Tue, 08/07/2007 - 21:14

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Hello, I am trying to reach the Law Offices of Mitchell N Kay PC by their website, but it doesnt show any listings of their website any help would be appreciated for me to make contact with them, I can only be contacted by email at this time.

Thank you

Submitted by on Thu, 08/16/2007 - 11:49

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I rewcieved 2 letters from Kay offices. One yesterday for $400.00. and another at my childhood home across town, for 9 thousand $. It involves some CAPITAL ASSET HOLDING CORP. FIRST INVESTORS FINANCIAL SERVICE. I think I recieved another letter a couple months ago and just threw it away. I think this is a con and if I make myself know to them, I may get defrauded. I don't know anything about these claims. Al least for the last 7+ years. I don't trust them.

Submitted by on Fri, 08/31/2007 - 17:54

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i just received a letter from Mitchell Kay's office offering to settle a debt for a third of the actual balance. i know i owe it and it sounds like a good offer and i am inclined to just accept and pay it off but now i am not sure what to do after reading more about them.
if i know i owe this, should i just pay it or is this a scam?

Submitted by on Wed, 09/05/2007 - 08:43

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Like all the others, my wife received a letter from MNK yesterday for a debt on a account that she never had. She called them and besides being out-sourced and rude, really didn't completely verify who she was and told her her entire SS#. It is upsetting her badly. They kept saying that it was a small amount and it would be easy for her to just pay it off. Anyways, to the point, has anyone had any results ??? Everyone has discussed what has happened but I'm not reading any final results. A little insight would help. Should we waste our time and money with a cerified letter ?? I know we are going to contact the business that supposedly filed against her for the debt (T-Mobile, aka VoiceStream). Any help would be appreciated. I know I cannot give my email but how about my website Thanks in advance.

Submitted by on Wed, 09/05/2007 - 11:26

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I too have recieved a very similar letter to many others in this thread, and would very much like to know what action to take to prevent this from becoming a real issue, IE the falsely report to a/the credit bureau(s).

While the ammount they wish me to pay is small I don't want to shell out free money if it they will just send another letter of collections.

I've submitted a complaint to the FTC through their website at$.startup?Z_ORG_CODE=PU01

What can I do next to prevent this from becoming a real (fraudulent) credit issue?


Submitted by dillinr23 on Thu, 09/06/2007 - 20:38


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My DD got a letter from their offices for $2,740.66 that they say she owes T-Mobil. She's never received a bill from T-Mobil. She had a trial service with them for 12 days last year, but she canceled it. This reads very much like a scam to me.

a mom

Submitted by on Sat, 09/08/2007 - 23:57

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