I got a debt settlement offer from law office of m.n.kay on behalf of FDS Bank/Macys
before I send them my money I want to make sure this is legit, and im not gonna send a bunch of money to some people and not have my debt paid off.
has anyone dealt with law offices of mitchell n. kay in the past?
thank you! :D
Any suggestions, would be appreciated.
Sub: #31 posted on Mon, 11/13/2006 - 15:40
email address removed as per forum rules - Mike
Sub: #32 posted on Wed, 11/15/2006 - 15:04
Sub: #33 posted on Wed, 11/15/2006 - 15:17
Sub: #34 posted on Thu, 11/16/2006 - 05:42
(Posts: 1734 | Credits: )
My acct has been charge off for a year already, and i got a letter from mitchell & kate yesterday, in my knowledge, charge off is better than settlement(not paid in full), in most cases, it even make your credit worse if you pay (not paid in full).
also, i read the post here, one of the victmi said that Mitchell N kay froze his/her bank account, it happened to you guys?
anyway, just wanna make it clear what kind of "office" that is
thank you for helping
Sub: #35 posted on Tue, 11/21/2006 - 18:39
Rather than apologize for their error, they hung up on me. I plan to report this firm to the NY Bar Association. That's the only way that they'll learn
Sub: #36 posted on Wed, 12/27/2006 - 20:36
Let us know what you come up with. We always welcome new and helpful information!
Sub: #37 posted on Wed, 12/27/2006 - 20:38
Moderators
(Posts: 4583 | Credits: )
About 18 years ago, I lost the job I had and my car was repo'ed, and my credit card accounts closed. I also received a letter from NCO Portfolio Management asking for $7,103.21 or settle the account for $4,261.63. NCO was mentioned here somewhere, or a link to info on them. I also read here that after 7 years nothing can legally be done.
Anyway, 6 years ago, I began rebuilding my credit and have done well. I have 4 major credit cards and bought a brand new car 6 months ago. When I bought the new car they said my credit score was 753 on one agency and 748 on another. So, I am confused. So far I have just been ignoring the whole situation. Any ideas? Yes, I was bad 18 years ago, but I doubt Toyota or American Express (if that's what it is) is really hurting because I didn't pay them.
Sub: #38 posted on Wed, 01/03/2007 - 14:31
I applied for a loan today, and the debt is still on my credit report. I am not sure whether or not this law firm is doing legitimate or not. Since I recently paid, it will take a bit of time to see results.
Do you happen to have a number or address for this firm? I am going to call and demand that action take place immediately and that proper paperwork is filled out.
Thanks so much for any help!
Lin
Sub: #39 posted on Mon, 02/26/2007 - 08:32
Thanks
Sub: #40 posted on Thu, 03/01/2007 - 09:30