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DebtCC Buzz – What are the top 194 frequently asked questions about debt and credit?

Educate yourself: TOP 194 FAQs on debt and credit topics

debt credit FAQ

If your debts have gone beyond your control, then you need to consult a debt negotiator or a credit counselor. An experienced credit counselor or a debt negotiator can suggest effective remedies to your debt problems. However, do you know what to ask to the counselor or the negotiator? You won't be able to determine if the counselor or the negotiator has your best interest in mind without asking some important questions to him/her. So, it is essential to know at least the most common questions often asked by the debtors.

Check out the debt and credit FAQs...

Tip of the month: Debt should be managed while it's small, for otherwise it can get out of control.

Attack small debts with vengeance. Don't let them to escalate and create severe financial problems for you. Use your savings to pay off the small debts and avoid credit crunch.

4 Best tips of the month

  • Debt consolidation gives you the courage to pay back your creditors. But it won't be of any use unless you change your spending habits.
  • Purchase a dependable car but not a luxurious one to save money.
  • Bid goodbye to useless splurges. Welcome a new frugal life to survive amidst the twist and turns in your financial life.
  • Create a joint 'financial dream list' after taking the wedding vows.

600+ tips...

Discussion of the month: What should you do when FIA CSNA appears on your credit report?

FIA CSNA will be listed on your credit report when you owe a specific amount of debt to either Bank of America or its subsidiary unit FIA Card Services. If you see that FIA Card Services has been listed on your credit report, then send a validation letter without any delay. Negotiate a settlement agreement if the debt is legitimate. However, if FIA Card Services is unable to prove that you owe money, then dispute the listing with the credit bureaus and request then to remove the listing from your credit report.

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Featured Video: How DMP helps you pay off debt in 11 simple steps

Watch the video to know how debt management helps cash-strapped debtors get financial independence in 11 simple steps. The video shows how a distressed debtor finally gets debt free with the aid of debt management program. Once the debtor enrolls into a DMP after attending a free counseling session, the counselors negotiate with the creditors and felicitate a budget-friendly payment plan. The debtor sends single monthly payments to the counselors for 3-4 years and finally bids "good bye" to debt.

DIY debt settlement steps

Watch more ...

Community Bytes

4 members earned $280
Soaplady is the highest earner
95 Members made active participation
386 New discussions were made by members
Bingonut is the new HOF member

Members of the Month

HelpinAZ
HelpinAZ
- Joined on Sep 25, 2012
- Posted 1092 answers
- 72nd member of HOF Club
- 31st member of Community Moderation Panel

paulmergel
Paulmergel
- Joined on Sep 24th, 2007
- Posted 14579 answers
- HOF Member and the moderator

SoapLady
SoapLady
- Joined on Sep 7, 2007
- Posted 16849 Answers
- Highest Poster of the month

QOM: – Contest#63

What are the most common financial lies which teenagers often say to their parents?
Answer it to win $50


QOM Contest - 62
Winner: Patricia Roberts
The winning answer

DebtCC Wiki

Members published 35 articles.

3 Best Wiki articles :

  1. 7 Tips on how to get the best deal on a foreclosed property
  2. Is debt consolidation good for you?
  3. A Budget Will Fail if You Neglect to Take Action

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