I have one 60 day delinquency on credit report. However, I compared three credit bureaus, I realized that the month of my delinquency is not match between experian and TU and there is no 30 day delinquency before it. More interestingly, I had experian report on Aug 2011, shows delinquency on Jun 08 and I reviewed again on Jan 2012, the delinquency moved to July 08. I called TU for disputing inaccuracy. TU told me OC could correct the month delinquency between bureaus and added 30 day delinquency before 60. Could it be possible? After I dispute, can it delete the inaccuracy information?

As you may have seen from my other numerous posts, I have some payday loans that I have found out (thanks to this site) are illegal. I have already overpaid on them, closed my checking account, sent the letters etc. In one of my first posts, I did inquire as to whether these would show up on my credit report if they are considered unpaid by the company who lent the money. The reply that I got was that they are not supposed to report to the credit bureaus if they are illegal so I can try to get them removed if that does happen.

I received a letter from National credit adjusters today saying I owe $1362.70 from Thinkcash. Originally I dealt with thinkcash and paid them off, got another loan under plain green loans and soon found out it was illegal payday loan company so i said i would only pay what i borrowed. I followed the process on this forum, emailed plain green loans a letter etc. Heard nothing from them after that. Now im dealing with this, i've never had anything go to collections and there's no way in heck i will pay them that much for something i don't owe. What do I do?

[FONT=Arial][SIZE=2]I didn't make last payment and got to looking at my bank account. Out of a $350 loan, I've paid $525 to date.