Hello friends, I have 3 charged-off accounts (Citi, Chase, Wells Fargo - all in late 2009). All of the accounts are now with Collection Agencies. I don't want to speak with them as my main goal is to get these negative listings off my Credit Report so I can get my job (I was recently given an offer that was rescinded a week later due to a "failed" credit report). My question is: I need to get my financial life together. I'm currently at 577, and just want to figure out how I'm going to break back above 600 (and then 630). My job security is much better now and I want to do right.

Has anyone heard of this company? have been recieving calls and so have my family and friends. I am in the middle of a chapter 13 case. I have notifoed my attourney, but I am still reciving the calls. I think they are associated with CashNet USA, based on intenet search. The guy is staing some type of check fraud and said he will be turning it over to the county. I have not returned the calls because I figured my lawyer would do so after I notified them of the calls.

Well, I just got a letter from AALLC, in response to my Oregon Department of justice complaint against them. They had placed a collection account on my wife's' credit, which we did not find out about until we went to a non profit that helps prospective home buyers. They NEVER contacted us prior to my sending them debt Validation letters. Neither did Chase Bank (who purchased the debt from WaMu, and reported a collection on her credit as well), or Washington Mutual (the alleged "OC). My wife maintained that she had never had a Washington Mutual credit card, as their report alleges.

Hello, I'm sorry to say I can't keep this short. My wife and I have been trying very hard to get all our consumer debt paid off. At this point, we have paid off almost $20,000 in credit cards and loans. All we have left is our car, student loan, and house......or so we thought. About 3 weeks ago I received a notice in the mail from a collector called BAM and Associates, LLC in Irvine, CA. Has anyone heard of them? This is the first notice I've received from this company. Let me give you a quick idea of what this notice looks like.

recieved a garnishment on my wages by way of GA recievables aka Fredrick Hanna assc.. never recived a letter or any phone calls, never recieved a summons. found the case ruling was in Gwinnett county, Ga and I live in Dekalb county, Ga on a Chase CC. I tried to contact GA recievable no luck very nasty on the phone with no info, how can i fight this with no notice of summons and a judgement already ruled against me also service was issued but not to my wife or I not sure how they serviced.

I have a PDL with MP Processing for the last 3 months and I have been paying them $90 every other week. This is the only PDL that I kept after I sent emails and letters to the other ones that I had a few months ago, that were illegal in Florida and I had stop paying them and request refunds (which I have not received). So I receive this NSF charge from my bank this week indicting that they paid the $90 to MB Processing on Friday and they charged me the NSF charge of $35. The contract that I have with them is that they withdraw their money on my paydates (every other Monday).

today i have received of 7 calls from these people trying to sound like all legaleze to me i told them not to call me at my job. and hung up. he called back 6 times...each time he called i hung up. then wanted to speak to my manager. NOT GOING TO HAPPEN!!!! ON THE 7TH TIME A WOMAN CALLED AND I TOLD HER THE SAME THING BUT NOT BEFORE I TOLD HER I HAVE ASKED REPEATED LY NOT TO CALL ME AT WORK NOW YOU ARE HARRASSING ME. AND NOW I AM FILING A COMPLAINT WITH THE ATTORNEY GENERAL. AND HUNG UP NOW LET'S SINCE THEN IT HAS BEEN ALMOST 10 MINUTES NO WORD FROM THEM AS YET????

I received a call from a ABS Services saying I owed Bahamas Marketing money from a payday loan I took out in 7/2010. I have never gotten any loans from Bahamas Marketing and this ABS won't tell me who I can call to find out who this loan was from (if in fact it is real). ABS is threatening me with 2 felony charges for Internet Fraud and Worthless Check. The want $1479.60 for a $300 dollar payday loan that I can even confirm I received. I am getting nervous. I don't want to get arressted. Can you get arrested for owing a company $300 and can they now collect $1479.60 on that loan?

So here's my breakdown: USBank 5,200 10% Chase 1,500 5% Chase 2,000 2% CapitalOne 800 18% Capital One 750 19% Total= 10,250 Department store card balances all with World Financial National Network Bank at roughly 24.9% or so: 850 600 525 450 Total= 2,425 All cards combined: 12,675 My total minimum monthly payments are somewhere around $450 It's the total minimum payments that are killing me. I live paycheck to paycheck, just barely. In fact I'm not so sure I could even say p2p quite cuts it, because everytime I refigure my budget I'm always a little short...

Someone by the name of "David Johnson" called my job last night and has been calling my home, saying that they are from a law firm and I will be dragged to court. And that my FICO score will drop 65 points. The number they left is 619-704-9653. I do have payday loans, but none are outstanding, so I am confused, how do I get these calls to stop?