I go to creditscore.com it says one thing while creditkarma says another while quizzle says another while myfico.com says another. Where can I get the real deal?

I was served by Midland funding for an old washington Mutual account that I was unable to pay due to a medical injury and job loss. The last time I was able to pay on the debt was early 2008. Now midland funding states that I owe them for the debt, which has increased by an additional $1000. I plan to file bankruptcy due to the unfortunate events, but in the mean time, how do I defend myself against this company that claims I owe them. I never even heard of this company until they served me.

An agency refuses payments by mail. What is the minimum amount allowed to repay a debt?

I got a pay day loan through Brighton FNL for $200. I live in the state of WI, is this company reputable or is this a scam?

I was given a line of credit March of 06, made my payments last year I fell behind, got caught up. This year I asked for a hardship review to get lower interest rate and monthly payments. They declined I fell behind. I received a letter from a CA last week, said I had 30 days to respond. I was served with a summons on saturday. I spoke with CA who says my only way to stop litigation is to sign a judgement, agreed to a lien, pay the past due and then we can agreed on a payment plan. Is this my only option?

:confused:I have been served with a civil suit in N.J. when talking to the paralegal named Pierre I told him I'm on unemployment and could only pay $40.00 a month and he laughed at me. This amount has gone up quite a bit, also asked him if they could knock off some of the charges and he said no way. Now they don't answer the phone. What can I do?

I have 4 payday loans out and can't keep up with the payments and am getting behind on my other bills. I am thinking of closing my checking acct and trying to get them to agree to payment arrangements. I am in Missouri the loans are My Cash Now which is not licensed in MO and is in Anguilla so not sure how that works.

Hi. I just rec'd a notice for a summons today from Capital One. (Notice was from sheriff's office so I know it's legit) I've been reading a lot of information on the web about being sued by Capital One. I am not in a position to make a payment in full to settle the account but could offer a payment arrangement of $400/mth on a $2100 debt. Is there anything that I can do in court to prevent this from going into a wage garnishment? It is really weird at work right now and I don't want any negative attention.

I received this message: This is Michael Gomez. I am a process server for the state. I have been retained to serve you with a summons to appear in court. This is in regards to a breach of contract with the intent to defraud a financial institution. I need to schedule a date and time to serve you with the court documents. Unfortunately, since I have not been able to contact you by phone, I will be actively serving you at your residence or place of employment. If you have any questions, please contact the plaintiff at 866-599-5696. How does legitmate process serving work?

I saw a withdraw from my checking account....from my debit card from WFNNS......who is WFNNS????? And what do I do about this? :(