i HAVE AN OLD SEARS BILL FOR ABOUT $4,000.00 THAT WAS WRITEN OFF A LONG TIME AGO, AND i SEE LVNV STILL HAS IT ON MY REPORT, DO YOU THINK IT WOULD BE POSSIBLE RTO HAVE IT REMOVED. IT'S BEEN YEARS AND NO ONE SEEMS TO BE ABLE TO HELP ME WITH THIS PROBLEM. YOUR ATTENSION IN THIS MATTER WOULD BE APRICIATED. THANK.

I asked this question a few weeks ago and was asked what state I live in amd name of PDL's. I have a few pay day loans and wasn't able to pay back at the time. Recently I was awarded some some money and I'm trying to pay off my debts. I have no problem paying what's owed to the Pay day loans companies, but many has passed them on to these back alley collection companies which is asking 3 times the ammount owed. How can I just pay what was borrowed on the PDL and get away friom these crooks?

I posted yesterday, but can't find the thread now. I am in Texas. I had an online PDL with Dollar Flash. I defaulted on it. Yesterday I got a call from a collection agency called MWS Financial, based in Houston, Texas, 866-330-4653. They said I needed to pay $550 or I would be charged with "theft by deception" and went on to say they were able to file these charges in the state of Texas if you don't make a payment on a loan. I know a little about the law and have *never* heard of this - but the collection agent spoke very good English and was well-spoken, unlike most of them.

I have nothing on my credit report, this place wants my social security number, they say they have a case number, how can I get them off my back and stop them from their threats

Hello I got a summons served on me yesterday and I have 30 days to reply. This is for back taxes from my county back in 06 and 07. I want to pay in some manner hopefully with payments not a lump sum. Do I contact the group on the summons or try to get a lawyer to reduce the inflated interest?

so I have a judgement againt me that's 7 years old and it's the only debt left to pay. I have attempted to settle with them and had a verbal agreement to pay the full amount of the judgement and they would drop the interest. At this time, I was not told of any deadline to accept and start the payment. For Wisconsin a judgement will stay on record for 20 years. Howevere, after 10years, Banks ignore it.

646-918-0991 At work and on my Cell, could not understand a dang thing this guy was saying, I heard "legal matter" and "good luck" - (probably two phrases they practice most on). No idea what company he said he was with, could barely understand it when he said my name, I do wanna talk to them and see if I can get a company name and address from him - but I cant understand anything. Im sure its some sort of scam, illegal CA, and would never give them a dime, but I cant even mess with them, because of the language barrier. Anyone have any idea who this could be.

I have got way over my head and need help.I am in TX, I have5 loans that I have been paying on, but I had a issue and the first payment on Eastisde Lenders was sent back nsf. I want to pay all my stuff, but the amount coming out is not leaving me with living money. I really need to keep the checking account. what are my legal options and what can I do to not have this affect my account? my back doesnt seem interested in giving me any information.please advisethanksmel

I have really made a mess of my PDL loans. I need to find out what to do to resolve this. I have loans with: United Cash Loans 500.00 pd 300 in fees Ameriloan 350.00 pd 360.00 in fees and 65 on principle 500fastcash 400.00 pd 240.00 in fees Paydayloanyes 350.00 pd 210.00 in fees DJR Group LLC 250.00 pd 75.00 in fees Titan Group LLC 250.00 pd 75.00 in fees Check Advance USA 200.00 pd 23.99 in fees I want to find out if they are legal in Illinois and how to make arrangements lower my payments. Thanks

I sent a letter (similar to the one on this site) to Integrity Advance and here's the response I got: "Please call customer service at the number listed below if have any questions, concerns, or wish to make payment arrangements on your account. That department will have your current loan files to review." I specifically put in the letter that I would only communicate with them via email. How should I respond to their email? Do I resend the letter? Thanks!