Hi, my husband and I currently have a payday loan through PLS loan store, in Illinois. We are residents of Indiana, but Indiana has a $500.00 limit on payday loans ( at least where we went) and at the time we needed more than that. My husband and I were doing okay with the payments for a time, and in fact had them almost paid off, and then I lost my job. Long story short we had to take them out again, PLS splits their loans into two actual loans, making it nearly impossible to pay off, because of the interest.


