Same situation ,2005 i was told by a money mart comp, i had made a short loan from that l needed to pay the entire 130.00 to clear my bill because they were being taken over by a new company and needed to clear their books...Fine!, now they are harassing me saying that they represent the old billing company and l need to pay the money plus interest. l argued and they asked for proof of payment. l did not keep a small receipt for 6 yrs ago. Would it be prudent to dismiss this crazy contact ? My credit report shows that this is still on there

whats a DV?

I am at around 150 days, chargeoff is on june 29 (about 40 days away) and they are steadfastly offering me 65percent on a 6200 dollar balance--2182. She told me she couldn't even accept 2180...she refused to budge on that offer and told me that it might even go up before chargeoff. Has anyone ever gotten barclays to go under that 65percent offer they make at 150 days, and if so, how do i do it?..she told me she was an "account manager" and there was nobody else above her that I could talk to. It's just hard to believe that they wouldn't be at least willing to negotiate about that amount.

If their is a civil judgement award issued against me in Texas for a private student loan then are they able in the State of Texas to garnish my wages? If my wages can be garnished can the creditors then garnish wages and bank accounts at the same time or are they limited to one? Also, if I am being garnished for the private loan and someone else comes along and wins suit can they garnish my wages and account at the same time as well? Is it best to never have a bank account when a judgement is issued?

Paul thank you for your assistance. I have been getting a call from a gentleman stating they have my ss # and that there is a warrant out for my arrest and that my attorney needs to contact him immediately. That is with the Federal Bureau of Criminal Investigation. I have no idea what the hell this is about and my husband says to wait until he calls back to do anything about it? Is this just a scam? He calls my home telephone and also my cell phone? If is is a debt collector I think he is way out of line.

[COLOR=#1f497d][FONT=Calibri][COLOR=#1f497d][FONT=Calibri][FONT=Arial][COLOR=black]is there any di[COLOR=#1f497d]f[/COLOR]ference under the law in how a short term unsecured loan is treated as opposed to a PDL in [COLOR=#1f497d]florida[/COLOR]?[/COLOR][/FONT][/FONT][/COLOR][/FONT][/COLOR] [COLOR=#1f497d][FONT=Calibri][COLOR=#1f497d][FONT=Calibri][COLOR=black][/COLOR][/FONT][/COLOR][/FONT][/COLOR] [COLOR=#1f497d][FONT=Calibri][COLOR=#1f497d][FONT=Calibri][FONT=Arial][COLOR=black]More speci[COLOR=#1f497d]

I received a bill for $153.38. My account number is , and I was wounding if I had payed it or not? Personal info removed for safety - Jason

I had an account charged off in December of 2005. The bank said that it still shows charged off/unpaid but the collection agency does not show anything. How do I get this resolved? It is showing up on my credit report as unpaid.

Got a call from UNKNOWN asking to call back 888-489-3155. They gave me a case number. The company answered as a Nationwide and claimed they had a payday loan from early 2006 from Direct Financial/Quick PayDay. The amount in question was excessive, far more than any legally allowed PDL. Over $1,000. They gave me my old address and an old employer. Said pay them that amount, gave me no option to dispute, no DUN statement, nothing. Told me pay now or they could file service against me within a few hours.

Last night I was served with papers that say I'm being sued by Bank of America/Michael J. Scott law firm. They are saying I need to provide a "written response" to the county clerk....what exactly is that and what if any are my options...... I live in Houston Texas.....and appreciate any and ALL help.....thanks.