Will a creditor agree to update credit report as "Paid" if I opt for settlement? Is there any way to convince the creditor?

How can I get an undue hardship exemption?

Can I stop direct deposit to my bank of America account?? I have a overdraft and don't want to have my first paycheck deposited since I need money into my pocket..

I have heard about different budgeting strategies. I want to know which is the most effective? Will I start with 50-20-30 or envelope budgeting?

I have two payday loans Spot loans and Big PIcture loans. I live in maine and have paid more than the Principle on both loans. Does anyone have experience with these companies and how they react to stopping payment and sending a letter stating that according to state law their loan is illegal?

How much do I have to pay to get FICO credit score and Experian credit score?

If I miss or don't go to the Chapter 7 bankruptcy meeting of creditors, does the judge automatically dismiss the case?

My friend Lisa is going to take out a mortgage loan but she has a collection in her credit report. The SOL period has expired on that debt. So, can it be removed from the credit report? What steps she needs to take.

I have come to know that each financial institution has its favorite credit bureau to report financial transactions. So, will they keep my request if I ask them to report my transactions to a particular or all of the major 3 bureaus? Can I do anything if they don't agree?

as if i didn't know better, i got myself in this situation again! I'm having issues navigating the boads for some reason. i can't figure out which loans are legal in ohio. all are internet based, nothing storefront. Maxlend - installment 750.00 loan paid 847.00 speedy cash installment 6-28 750.00 loan. paid 410.60 big picture loans 800 paid 359.10 Advance America installment 1000.00 have do search to figure out what i've paid. the original loan was less, then they let me borrow more, so i'm not sure. Balance Credit serviced by promover, inc acting on behalf of bation fundion oh, llc.