Question. Are you considered to be making late payments between the time you make the settlement with the creditor and the time you pay the settlement? If so, do those count against your credit score?

HI there, Soaplady! My wife and I recently bought a house, but before we could do that, my wife removed from her credit report, a dispute with Midland Credit Management. This goes back to her ex husband, almost 10 years ago, who opened a joint account in her name, which she never signed for. Anyway, now MCM is calling home and her cell phone. I put the dispute on her report, but did she open a can of worms by having this dispute removed from her credit report?

They aren't in Wisconsin and I'm trying to find info.

I have agreed with Asset Acceptance to settle my debt. I received a faxed letter from them confirming the settlement. It does not have an official signature on it, though. Is this a legitamate company and will my debt be cleared if I pay the settlement?

I gave these people 273.00 on feb 3, 2011 via debit card for a debt i knew i owed before i found out it was a scam. Now another debt collector is calling and telling me I owe more money for the same debt. What should/can I do?

I am a victim of identy theft and you are on my credit report I was incarcerated at the time you are charging me for

let's saY someone has a bank account somewhere that they owe money An they write somebody a check who has and account at the same place can they go to that same bank an cash the check? Where can they go?

I recently got a collection letter from Guglielmo and Ass.They are threatening a law suit for a credit card debt.Would it be wise to offer a settlement with them,if so what percentage should I offer,They are a Junk Debt collector.

If I use this company to consolidate my bills to just have 1 payment a month will this affect my credit score as if I had several bills I was trying to pay off.....or whould it show up on my credit report as another credit.

Ok, completely new to all of this so bear with me... I have a Discover card that according to my credit report, was charged off 3/2010. I received a letter in the mail from Smith Debnam Narron Dreake Saintsing & Myers stating: "This letter is to let you know that we may file suit against you on this account. We previously notified you that our firm was retained to collect the entire balance of this debt." ($13,000) I don't remember getting anything from them before? Not sure to be honest.