looking for law help

When is the right time to file for bankruptcy? Some says it should be the last option whereas, I've seen some videos where they say it's a good option. I'm confused.

Can I qualify for a mortgage loan with 580 credit score?

12/1/16 Zoca Loans- 600 - Paid (1142.26) 5/18/17 Zoca Loans - 1000 - Paid (253.39) -Balance (879.90) Hi I am currently dealing with Zoca Loans, and they are also being difficult. I looked on their website, and it does state that they are a tribal lender from the Sioux tribe. They are also known as Rosebud Lending ZSO. They sent me this form for me to revoke ACH, but it states that I agree to pay the rest of my loan amount. I'm not certain that they are illegal, since I haven't seen anyone post about them in the forum.

I'm in Tn..I have 5 payday loans. 1. Max lend 2. Zoca loans 3. Best choice 123 4.Blue Horizon 5. Myflex cash All are online tribal loans..none are licensed in TN so I believe they are illegal..I paid back the original principle plus some interest on all. I read what was advised to do and sent notice to revoke ACH..I did notice some said that if I revoked ACH they would do remote checks...is that different from ACH? Also just wanted to make sure they were not legal loans. Thanks in advance!

I have taken out a new credit card a month back. While checking my crediut score, I found that my score has dropped by 74 points. Why has it happened? What should I do now?

Is it possible to repay home loan (I took out to repay credit card debt) along with cc bills with professional help?

Can Taxes be considered under Debt Consolidation

How long does unpaid tax liens remain on credit report?

My wife wants to remodel the kitchen. But have no strong savings except the emergency fund. Will I use it for redo the kitchen or take out a loan for the purpose?