I gave a collection agency my debit card info because they said I owed a payday loan from 2008. I researched the name and location which seem to be legal. How can I know for sure? I requested an email and a letter from them. An email was sent but I still want to know if they are really legitamate company. Thank you.

How do I know if a collection agency attempting to collect an old payday loan is legitimate? I researced the name and location and it appeared to be legal but I still gave them my debit card info. I'm not sure if I should cancel the payments but don't want to ignore it either. I would like your advice. Thank you

i went into default on the 1st of april and check n go contacted me today first with an e-mail stating payment arrangements and such. but in part of the e-mail it said that if i didn't make paymnets that they were going to send my info to certegy for a bounced check and i would not be able to write any more checks anywhere until i paid them. when i paid them in full they would contact certegy again so i would be able to write checks. what i want to know is that possible? considering i did it on line and i never wrote a check to them.

Have you heard of CMR? They left me a voicemail at work saying they are going to file a case against me. I called back to get the address to send a DV letter but they would not give it to me. Do you have any info on this CA? 877-812-2577.

My husband received a bill in the mail that says that this credit debt was purchased by a debt collector in 1999. This was a credit card that his ex-wife got in his name after they were divorced, also she has passed away. Since it is passed the statute of limitations by seven years should we just ignore it and just throw the letters away?

I just received a call on my cell phone (withheld) saying to call 888-306-1316 ext. 501 because I am listed at the center of a fraud investigation. Would this be a payday loan a collection agency is trying to collect for? If so does anyone know their address so I can send a cease and desist and contact the attorney general"s office so I can give them their address?

This company is harassing me about $180.75 that I supposely owe Columbia House from 2007. I have never been a member of Columbia House, nor has C.H. ever reported anything to my credit score (I watch it monthly). They refused to give me proof of my order and kept directing me to their website - "www.takhargroup.com"- teling me to input the file # I was given, which I refuse to do. The kicker is that today the # they called me from was a # local to my city, but yesterday, it was a number from CHINA.

Ok this company is becoming annoying. The BBB or Delaware closed my case because they company sent them some electronic signature paperwork from 12/10/10. Again I took 200 I paid them 180, I am willing to pay the 20.00 and be done why the hell won't they just leave me alone.:mad:

[SIZE=3] If the original creditor has sold your account to a collection agency, are they still required to respond to a dispute within 30 days according to FCRA? Or can they just ignore your dispute without any consequences? I know for fact that a CA has re-aged and old debt but have no proof, was hoping the OC can provide the accurate LDOA. Activity [/SIZE]

Who are they? They have called my work and now went to switchboard asking to be sent to anyone in the company including my supervisor (thankfully, the switchboard does NOT allow that to happen). Anyway, I have not answered the call yet (because I haven't been in a position to take the call). I did a search here, and found they are typically the collection agency that Cash Direct Express (i.e. GECC) uses. So what are my rights as per FDCPA?