All the experts on here would say (and I agree) that you should pay back the principle when you take a loan from an illegal PDL. I would assume that all of the experts would also say that nobody has ever been sued in court or had their wages garnished from defaulting on an ILLEGAL PDL. But the question is....when should you pay back the principle? I have heard people say to pay it back on your time or when you can. But what if I can't pay it back for 5 to 10 years? What if I owe $500 to one PDL and $700 to another PDL (in principle only) and I never have extra money to pay them?

I received a telephone call today from a representative from ISD. I was told he was going to serve me papers on my job or at my residence due to default on a pay day loan. The person was very demanding and rude and stated they would not work out a payment plan as the want the full balance.

mail in a 5 dollar money order each month and they will never sue you. trust me!

how do i know your company is not a scam when so many compaines claim to do the same.

What should I do about this? Citifinancial sent me a small claims court summons for this month. They were rude and resorted to harrassment and threats over the phone, and I later had a stroke and could not pay them. I have been paying them for three years for a $4, 000 loan. They also sent me the statement information of another person which I have kept. That cannot be legal or make them a reputable business. Should I show the court the documentation of the other person and just file Chapter 7 bankruptcy?

Hi I need help.. the last 2 yrs I have been cleaning my credit. I am getting ready to get a home loan. I just paid off a stupid debt with nra collections I got a confimation # and they removed it from my report...well this was in jan 2011 now I get a letter from allied saying I owe for same debt so I called and explained it all they said I need to pay it or it will go back on. What do I do? I can't have it back on report

I could not gone to the bank because my little girl was very sick and she had fever the so sick that i could not gone the bank now i don't know why they are send me letter it is the bank falunt not mine i know that you shoud talk to bank or talk to but you have to laeve me a message or e-mail me

Think Cash can no longer make loans. They are now telling customers to use "Plain Green". Here is a bit of the e-mail they sent. "As you may know, ThinkCash is no longer accepting applications. However, we're pleased to announce that ThinkCash customers are now being served by Plain Green.

Hi There,OK, I have learned from this site, that out of state payday loan lenders cannot legally lend to me, as a resident of California. I took out a 200.00 loan with Liberty Group, LLC, and have paid them 360.00 in a refinance fees. Non of the refinacing fees has gone to pay down the principle. ( I posted this earlier today).Ideally, since this lender does not have a liscense in California, I want to payoff the 260.00 loan that I owe them, and get a refund for the difference. How should I approach this with Liberty Group?

Delmar capital collections keeps calling me saying I owe them a debt. When I finally got tired of the calls, I called back. I told them I would not do anything until I had proof of debt in my hands. They outright refused to mail me anything. The unprofessional man told me he already sent me one letter and that is all I will receive from them. He said that i refused to pay so now it is my fault. How do i get even an address from these people to mail a letter. He will give me NO information, except to go to their website. Which by the way I can't find.