Hi,
I'm sure hoping you can answer my question, i was recently contacted by Palisades collections, from NJ, for an auto loan that was written off 15 years ago, my question is can they legally come after me now, and do i have to pay them. This bill according to them is $11,980.00, they have offered a settlement of half, and when i ask for documentation, they told me that it would take 2 months to get it, and that would void out the offer. Also they call call repeatedly, and when i answer they hang up.