I consolodated my student loans about 2 years ago. Honestly, I have not made my student loan payments. I went to school to teach, and since budget cuts have been made in education, it makes it difficult. Anyway, my tax return was garnished and applied towards my student loans (which was FINE with me because I've been in contact with the collector TRYING to figure something out). My questions is this: Can they apply my tax return garnishment to interest?

I've been searching and searching on here for any success stories with this company...but I can't find any. Has ANYONE received a PIF or refund from them? If so....how did you do it? Letter is not working and they call when I specifically asked to be reached through email or US Mail only. Thanks

Wow...I sent my letters on Wednesday and today was the day that I thought I would be getting collection calls, as it's the day that the loans would have hit my closed accout...instead of a collection call, I got a PIF email from Magnum Cash Advance...they owe me $2012 for overpayment and I'll probably never see it, but i did get a PIF...that'll work. This sure gives me a little incentive to keep going...Now on to the rest of them.:p

Tim Atkins at Pay day loan yes is now telling me he sold my "debt" to a collection agency. This guy is pond scum. On their website they list Massachusetts as one of the states they cannot lend to..funny the gave me a 300 dollar loan ( I am in Massachusetts) that I have paid over 800 dollars for now. and they are trying to get more. I want that money I overpaid them. I have reported them to the attorney generals office in Massachusetts. Have not heard back yet but I am going to dog this atkins until I get my money.

Been contacted for awhile now by Midland Funding. They sent me photocopies of statements when I DV'ed them. Now being contacted by Brachfeld Law. I know that law firm will probably be filing a suit against me soon - they have numerous lawsuits going on in my county - but my question is, should I DV them also? I have never received anything in writing from them - just 2 recent phone calls. Would that just be a waste of my time right now? Thanks for your advice.

I got a request for financial information by regular mail from the State Attorney's Office of Pennslvania (in Scranton, PA) It has no explanation at all with it. What could it be fore?

State Attorney General is asking me for financial information why? No explanation was in the letter.

I recently applied for a payday loan. I did receive it. No problem, I am paying it back, But someone recently called me at work and stated that a court action would be taken if I didn't take care of a debt I recently incurred. They told me it was 845.00 but if it went to court it would be over eight thousand. Well, this scared me and I foolishly paid this amount. To make a long story short they are calling me again. I have my bank statements. They say I took out another loan and it has not been paid. I didn't do this. What do I need to do to take care of this?

I am divorced and my exhusband got the house. He does make the payment,but it is still in my name too. I don't know how to go about getting it removed. I have asked him to try to refinance it, but no luck with that. What should I do?

will thinkcash accept an arrangment? I have gotten a call from another company that it was sold to but i am hoping i can make an arrangment with them of some form. thank you