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Where do I go for help

14 years 11 months ago
I live in Pittsburgh PA. Where do I go for help?

 

phone calls

14 years 11 months ago
family member keeps getting calls from them and he has no outstanding bills what so ever. he still is getting annoying calls.what can we do?

 

phone calls

14 years 11 months ago
I am tired of these ADR collectors calling me about a payday loan can I do anything about it plus they keep threating me about I am going to jail and they charges on me

 

help

14 years 11 months ago
i am a mess i live in ohio creditors interchange has a debt i am paying on for my mom did a check by phone for 150.00 it did not clear because funds were not there got a call saturday that this is a bad check and i was going to jail. looked on line and it looks like a check by phone is different than writing one is this true. scared things are falling apart. i also have 6 old payday loans from 2 years ago that collection agent from mrs is threaten me .

 

payday help please

14 years 11 months ago
i live in ohio and have 2 payday loans that are due on monday can not pay them what will happen scared.

 

How to respond to a letter

14 years 11 months ago
Our office received your request to validate and/or verify the debt with out client, Capital One Bank. The attached records are being provided to you to validate the debt pursuant to the Fair Debt Collections Practice Act. Our office is not required by FDCPA OR Michigan law to provide any further documentation. The case of Graziano vs.

 

hi!i need help!

14 years 11 months ago
hi!i need help!

 

tips

14 years 11 months ago
Never give permission to bank accounts or post dated checks with these companies. Always send a money order or cashier's check. Never talk to them on the phone. If you answer, politely ask them to send you something in the mail, you never know whos on the other end of the line. Also, you can send them a first class letter, return reciept requested asking them to stop calling you at home, work, etc, calling your neighbors and such. They are legally entitled to do so, unless you specifically tell them no. If they continue, you can counter sue. I'm learning this the hard way.

 

disputing online?

14 years 11 months ago
when disputing online what should i choose as your reason for disputing? Here are some of the choices: payment never late no knowledge of account unathorized charges balance inccorect Im just trying to get some of these things off. I already disputed my personal information and there was 4 addresses that I never truly lived at and most addresses were wrong! Thanks in advance:)

 

ch 7 after ch 13?

14 years 11 months ago
What is the best option for me---My husband and I filed Ch 13 Oct 09---he was recently deported out of US and now I am left with the condo I own which is underwater ---Is my best bet to file Ch 7 now? I have continuted to make payments to my trustee, but have failed to pay my mortgage and homeowners dues the last 2 months--please give me some advice as I'd like to make informative decisions and a 2nd opinon is what I need...Thanks